ZIP 18102 Foreclosure, Tax-Lien & Distress Report
Lehigh County, Pennsylvania · High Poverty market
On DLRadar's 0-100 public-record scale, ZIP 18102 in Lehigh County, Pennsylvania comes in at 24, a low composite-distress reading. Structural exposure scores 53 and live distress 2 on the 0–100 scale. Its standout signals are structural risk (53/100), construction/permit lag (44/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (7/100) register low. Environmental exposure also runs high (climate & FEMA risk (93/100), flood (NFIP) exposure (73/100)).
The market reads peak — home values rose 4.7% year on year, and 37% higher over three years (phase confidence 30/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The ZIP holds roughly 18,849 housing units. Roughly 30.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 51,315 people live here, median age 31. About 11% have a four-year degree. The tenure split is 30% owner-occupied to 70% rented. The vacancy rate is 8.8%. The demographic-stress sub-score lands at 43/100. Rent burden reaches 55% of tenant households. The typical home is worth about $163,400 (3.6× income, relatively affordable). At $40,681, median income runs below typical U.S. levels.
Net-net, 18102 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 18102 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Whether 18102 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 18102 can be compared directly against any other ZIP in Lehigh County, Pennsylvania or nationwide. The score is rebuilt from public data as it updates, so 18102 reflects the current record instead of a stale or modeled snapshot.
Each component behind 18102 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. In workflow terms, 18102 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 18102’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 18102 by the numbers
The live 18102 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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No modelling: every input is a public record · methodology