ZIP 18104 Property Distress & Foreclosure Data

Composite property distress in 18104 (Lehigh County, Pennsylvania) lands at 24/100 — low on DLRadar's public-record scoring. Structural risk reads 54/100 against active distress of 2/100. The sharpest non-environmental signals are structural risk (54/100), construction/permit lag (50/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (72/100).

The market reads expansion — home values rose 7.1% year on year, and 26% higher over three years, at 41/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 47,999 people live here, median age 39. A median home runs $336,400 here, or 3.1 times local income. Households earn a median $94,279 — above the roughly $78,000 national figure. On demographic stress specifically, 18104 scores 26/100. The tenure split is 70% owner-occupied to 30% rented. There are about 19,193 housing units across 18104. Vacancy runs 3.0%. About 45% have a four-year degree. Roughly 7.6% live below the poverty line. Rent burden reaches 39% of tenant households.

Overall 18104 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.