Lackawanna County, PA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Lackawanna County, Pennsylvania? DLRadar grades every Lackawanna County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 27/100. Here is the 2026 Lackawanna County breakdown.
- Lackawanna County's most distressed ZIP is 18421 at 27/100.
- 29 ZIP codes tracked in Lackawanna County, averaging 24/100 distress.
- Lackawanna County reads expansion — home values up 7.4% year over year.
- Vacancy runs 15.5% across Lackawanna County's tracked ZIPs, with a 12% poverty rate.
- The typical Lackawanna County home is worth about $243,131 against a ~$66,052 median income.
- Lending headwind in Lackawanna County sits at 46/100 — a forward read on distressed supply.
Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 18421 | 27/100 |
| 2 | 18436 | 26/100 |
| 3 | 18424 | 25/100 |
| 4 | 18444 | 25/100 |
| 5 | 18446 | 25/100 |
| 6 | 18641 | 25/100 |
| 7 | 18403 | 24/100 |
| 8 | 18407 | 24/100 |
| 9 | 18411 | 24/100 |
| 10 | 18414 | 24/100 |
| 11 | 18420 | 24/100 |
| 12 | 18433 | 24/100 |
Most distressed ZIP codes in Lackawanna County (composite distress 0-100, 2026)
What is driving Lackawanna County distress
DLRadar builds Lackawanna County's distress picture only from records anyone can pull; its ZIPs average 24/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Lackawanna County market phase and pricing
Lackawanna County currently sits in expansion after a 7.4% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in Lackawanna County
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What people ask
What is the hardest-hit ZIP in Lackawanna County?
ZIP 18421 leads Lackawanna County at 27/100, recomputed monthly from public records.
Which phase does Lackawanna County sit in right now?
FHFA price-index movement places Lackawanna County in expansion; prices are up 7.4% over twelve months.
Can the Lackawanna County figures be verified?
The inputs are all public: FHFA for the expansion path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 29 ZIP codes in Lackawanna County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Lackawanna County ZIP codes?
One county number flattens a wide range. Across the Lackawanna County ZIPs DLRadar ranks, scores run from 27/100 in 18421 down to 24/100 in 18433, against a Lackawanna County average of 24/100. A spread of 3 points means Lackawanna County has to be worked ZIP by ZIP.
What do Lackawanna County home values and vacancy say about distressed supply?
The typical Lackawanna County home carries about $243,131 of value against a median household income near $66,052. Vacancy across Lackawanna County's tracked ZIPs runs 15.5% and the poverty rate is 12%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Lackawanna County's foreclosure and lien data and its 46/100 lending headwind.
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Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.