ZIP 14861 Property Distress & Foreclosure Data

Chemung County, New York's ZIP 14861 registers 13/100 composite distress, which DLRadar reads as minimal. The most distinctive pressure shows up in construction/permit lag (34/100), structural risk (29/100), institutional ownership (5/100). By contrast, institutional ownership (5/100) and mortgage stress (4/100) register low. Structural exposure scores 29 and live distress 1 on the 0–100 scale.

The market reads peak — home values rose 1.8% year on year, at 81/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 12.0%, above the national norm and a classic distress-and-opportunity signal. There are about 564 housing units across 14861. About 1,356 people live here, median age 53. About 15% have a four-year degree. Rent burden reaches 64% of tenant households. On demographic stress specifically, 14861 scores 31/100. A median home runs $149,100 here, or 2.4 times local income. Households earn a median $60,000 — below the roughly $78,000 national figure. The tenure split is 81% owner-occupied to 19% rented. Roughly 10.3% live below the poverty line.

Net-net, 14861 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.