ZIP 14905 Property Distress & Foreclosure Data

Composite property distress in 14905 (Chemung County, New York) lands at 13/100 — minimal on DLRadar's public-record scoring. The latent-versus-live split is 29/100 structural and 1/100 already moving. The sharpest non-environmental signals are construction/permit lag (34/100), structural risk (29/100), institutional ownership (5/100). institutional ownership (5/100) and mortgage stress (4/100) stay muted.

Prices here sit in a peak phase: values rose 1.8% over the trailing year, and 14% higher over three years (phase confidence 81/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $85,888, near the U.S. median near $78,000. Owners hold 68% of homes, renters 32%. 14.3% of residents fall below the poverty threshold. The vacancy rate is 10.3%. Home values center near $174,100, an affordability ratio of 2.0× — accessible. Educational attainment sits at 42% bachelor's-or-above. Around 41% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 25/100. 8,976 residents call 14905 home, typically aged 42. The ZIP holds roughly 4,349 housing units.

Overall, 14905 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.