ZIP 14905 Foreclosure, Tax-Lien & Distress Report
Chemung County, New York · Affordable market
On DLRadar's 0-100 distress scale, ZIP 14905 in Chemung County, New York comes in at 13, a minimal composite-distress reading. On the structural side it scores 28/100, with 1/100 of stress already active. What sets it apart are the readings on construction/permit lag (31/100), structural risk (28/100), institutional ownership (5/100). By contrast, institutional ownership (5/100) and mortgage stress (4/100) register low.
The peak-phase market in 14905 posted values that rose 4.0% over the year, 2.4% off the recent peak, and 14% higher over three years (phase confidence 56/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Median household income is $85,888, near the U.S. median near $78,000. The tenure split is 68% owner-occupied to 32% rented. The poverty rate is 14.3%. The vacancy rate is 10.3%. The typical home is worth about $174,100 (2.0× income, relatively affordable). About 42% have a four-year degree. Rent burden reaches 41% of tenant households. The demographic-stress sub-score lands at 25/100. 8,976 residents call 14905 home, typically aged 42. The ZIP holds roughly 4,349 housing units.
On balance, 14905 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 14905 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 13/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 14905 reflects the current record instead of a stale or modeled snapshot.
Each component behind 14905 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 13/100 roll-up. For a buyer, 14905 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
ZIP 14905 distress signals, scored
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
14905 at a glance
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Other Chemung County ZIP codes
Nearest ZIP codes to 14905
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Chemung County, New York
Keep going: ZIP, county and state distress coverage for Chemung County, New York.
Unlock parcel-level detail for ZIP 14905
Every distressed parcel in 14905 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Deterministic scoring, sourced entirely from public data · methodology