ZIP 14903 Property Distress & Foreclosure Data

In Chemung County, New York, ZIP 14903 scores 13 of 100 for composite distress, a minimal level on DLRadar's public-record index. On the structural side it scores 29/100, with 1/100 of stress already active. Its standout signals are construction/permit lag (34/100), structural risk (29/100), institutional ownership (5/100). By contrast, institutional ownership (5/100) and mortgage stress (4/100) register low.

The market reads peak — home values rose 1.8% year on year, and 13% higher over three years (phase confidence 81/100). Topping markets hide individual distress behind strong averages.

Roughly 19.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 28% have a four-year degree. Households earn a median $66,142 — below the roughly $78,000 national figure. Around 33% of renters are cost-burdened. A median home runs $129,400 here, or 1.9 times local income. On demographic stress specifically, 14903 scores 26/100. About 7,140 people live here, median age 44. The vacancy rate is 8.2%. The tenure split is 67% owner-occupied to 33% rented. The ZIP holds roughly 3,224 housing units.

Net-net, 14903 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.