ZIP 14903 Foreclosure, Tax-Lien & Distress Report

In Chemung County, New York, ZIP 14903 scores 12 of 100 for composite distress, a minimal level on DLRadar's public-record index. On the structural side it scores 26/100, with 1/100 of stress already active. Property-level stress concentrates in structural risk (26/100), construction/permit lag (23/100), institutional ownership (5/100). On the quiet end sit institutional ownership (5/100) and mortgage stress (4/100).

The market reads peak — home values rose 4.0% year on year, 2.4% off the recent peak, and 13% higher over three years, at 56/100 phase confidence. Topping markets hide individual distress behind strong averages.

The poverty rate is 19.6% — high, a tax-stress and distress correlate. Educational attainment sits at 28% bachelor's-or-above. At $66,142, median income runs below typical U.S. levels. Rent burden reaches 33% of tenant households. The typical home is worth about $129,400 (1.9× income, relatively affordable). On demographic stress specifically, 14903 scores 26/100. Population is roughly 7,140 with a median age of 44. Vacancy runs 8.2%. 67% of housing is owner-occupied. There are about 3,224 housing units across 14903.

Overall, 14903 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 14903 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 14903 runs through one identical public-record model, so its 12/100 sits on the same scale as every other ZIP in Chemung County, New York and the nation. Sparse data for 14903 shows as blanks, never estimates, and the score updates on every fresh public filing.

14903's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 14903 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.