ZIP 14816 Property Distress & Foreclosure Data

Chemung County, New York's ZIP 14816 registers 13/100 composite distress, which DLRadar reads as minimal. The most distinctive pressure shows up in construction/permit lag (34/100), structural risk (29/100), institutional ownership (5/100). By contrast, institutional ownership (5/100) and mortgage stress (4/100) register low. Structural risk reads 29/100 against active distress of 1/100.

The market reads peak — home values rose 1.8% year on year, at 81/100 phase confidence. Topping markets hide individual distress behind strong averages.

On demographic stress specifically, 14816 scores 21/100. Roughly 7.2% live below the poverty line, a low share typical of higher-equity areas. Households earn a median $46,417 — below the roughly $78,000 national figure. About 502 people live here, median age 54. A median home runs $164,800 here, or 2.4 times local income. There are about 239 housing units across 14816. About 29% have a four-year degree. The tenure split is 93% owner-occupied to 7% rented. Vacancy runs 10.0%.

Net-net, 14816 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.