ZIP 14816 Foreclosure, Tax-Lien & Distress Report
Chemung County, New York · Affordable market
In Chemung County, New York, ZIP 14816 scores 13 of 100 for composite distress, a minimal level on DLRadar's distress index. Leading the profile are construction/permit lag (31/100), structural risk (28/100), institutional ownership (5/100). institutional ownership (5/100) and mortgage stress (4/100) stay muted. Structural risk reads 28/100 against active distress of 1/100.
The market reads peak — home values rose 4.0% year on year, 2.4% off the recent peak, at 56/100 phase confidence. Topping markets hide individual distress behind strong averages.
On demographic stress specifically, 14816 scores 33/100. The poverty rate is 7.2% — low. Households earn a median $46,417 — below the roughly $78,000 national figure. Population is roughly 502 with a median age of 54. Home values center near $164,800, an affordability ratio of 2.4× — accessible. There are about 239 housing units across 14816. Around 29% of adults hold a bachelor's degree or higher. The tenure split is 93% owner-occupied to 7% rented. The vacancy rate is 10.0%.
Net-net, 14816 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 14816 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
The 14816 read uses the identical scoring model applied coast to coast, which means its 13/100 score means exactly what it means anywhere else, and 14816 stays directly comparable to neighboring ZIPs and the rest of Chemung County, New York. Every figure is auditable to a public dataset and refreshed as records update; 14816 shows blanks, not estimates, wherever the record is sparse.
14816's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 14816 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 14816
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 14816 Stress Report snapshot
14816 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Adjacent Chemung County ZIP reports
Nearest ZIP codes to 14816
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring New York distress
Related ZIP, county and statewide reads linked to Chemung County, New York.
The complete 14816 distress and acquisition report
See who owns each distressed property in 14816, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology