ZIP 14872 Foreclosure, Tax-Lien & Distress Report

In Chemung County, New York, ZIP 14872 scores 13 of 100 for composite distress, a minimal level on DLRadar's distress index. What sets it apart are the readings on construction/permit lag (31/100), structural risk (28/100), institutional ownership (5/100). By contrast, structural risk (28/100) and institutional ownership (5/100) register low. The latent-versus-live split is 28/100 structural and 0/100 already moving.

The peak-phase market in 14872 posted values that rose 4.0% over the year, 2.4% off the recent peak (phase confidence 56/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

DLRadar's demographic-stress index for the area reads 49/100. 596 residents call 14872 home, typically aged 39. Median household income is $60,114, below the U.S. median near $78,000. Vacancy runs 5.2%. The tenure split is 66% owner-occupied to 34% rented. About 24% have a four-year degree. There are about 230 housing units across 14872. Roughly 11.9% live below the poverty line. Rent burden reaches 28% of tenant households.

Overall, 14872 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 14872 is not published yet -- the ZIP-level readings above remain fully sourced.

Because one deterministic model scores every ZIP, 14872's 13/100 can be lined up against any neighbor in Chemung County, New York or any ZIP coast to coast. Where the record is thin for 14872, the field stays empty rather than modeled, and fills in as new documents post.

14872's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 14872 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.