ZIP 13743 Property Distress & Foreclosure Data

DLRadar grades ZIP 13743 (Tioga County, New York) at a low 19/100 for overall property distress. Environmental exposure also runs high (flood (NFIP) exposure (73/100), climate & FEMA risk (60/100)). Property-level stress concentrates in construction/permit lag (44/100), structural risk (43/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (8/100). Structural exposure scores 43 and live distress 2 on the 0–100 scale.

The expansion-phase market in 13743 posted values that rose 9.8% over the year, at 76/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 2,893 with a median age of 49. Vacancy runs 12.2%, above the national norm and a classic distress-and-opportunity signal. Home values center near $164,900, an affordability ratio of 2.8× — accessible. Median household income is $56,919, below the U.S. median near $78,000. Educational attainment sits at 18% bachelor's-or-above. There are about 1,515 housing units across 13743. Owners hold 77% of homes, renters 23%. Rent burden reaches 32% of tenant households. DLRadar's demographic-stress index for the area reads 28/100. 15.5% of residents fall below the poverty threshold.

On the whole, 13743 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.