ZIP 13803 Foreclosure, Tax-Lien & Distress Report

ZIP code 13803 in Cortland County, New York carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 48/100 against active distress of 4/100. The pressure is most legible in construction/permit lag (62/100), structural risk (48/100), institutional ownership (34/100). By contrast, institutional ownership (34/100) and mortgage stress (15/100) register low.

The market reads peak — home values rose 4.6% year on year, at 37/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $62,537, below the U.S. median near $78,000. 3,936 residents call 13803 home, typically aged 37. About 14% have a four-year degree. There are about 1,793 housing units across 13803. The tenure split is 84% owner-occupied to 16% rented. On demographic stress specifically, 13803 scores 25/100. Roughly 14.1% live below the poverty line. Vacancy runs 12.2%, above the national norm and a classic distress-and-opportunity signal. Around 25% of renters are cost-burdened. Home values center near $140,800, an affordability ratio of 2.1× — accessible.

Net-net, 13803 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 13803 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 13803 runs through one identical public-record model, so its 22/100 sits on the same scale as every other ZIP in Cortland County, New York and the nation. Sparse data for 13803 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 13803 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. Practically, 13803 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.