ZIP 13803 Property Distress & Foreclosure Data

Cortland County, New York's ZIP 13803 registers 24/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (79/100), structural risk (52/100), institutional ownership (37/100). On the quiet end sit institutional ownership (37/100) and mortgage stress (15/100). On the structural side it scores 52/100, with 4/100 of stress already active. Environmental exposure also runs high (FEMA disaster exposure (65/100)).

The expansion-phase market in 13803 posted values that rose 6.6% over the year (phase confidence 38/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $62,537, below the U.S. median near $78,000. Population is roughly 3,936 with a median age of 37. Educational attainment sits at 14% bachelor's-or-above. The ZIP holds roughly 1,793 housing units. Owners hold 84% of homes, renters 16%. DLRadar's demographic-stress index for the area reads 25/100. 14.1% of residents fall below the poverty threshold. The vacancy rate is 12.2% — elevated. Around 25% of renters are cost-burdened. Home values center near $140,800, an affordability ratio of 2.1× — accessible.

On the whole, 13803 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.