Cayuga County, NY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Cayuga County, NY distress report, 2026: 26 ZIPs scored in Cayuga, NY, Cayuga, NY average 20/100; the top Cayuga, NY ZIP is 13073 at 36/100; Cayuga, NY market phase peak, Cayuga, NY prices +4.9% year over year.
- Cayuga, NY ranks #1,794 nationally (opportunity index); Cayuga, NY #29 in New York; Cayuga, NY index 28.4.
- Cayuga, NY: no CFPB county sample; Cayuga, NY non-metro area reading 0.8%.
- Cayuga, NY ZIP phases: 18 peak, 7 expansion, 1 contraction.
- Cayuga, NY residential listings tracked: 27 across 17 ZIPs; Cayuga, NY candidate listings 14.
- Cayuga, NY HUD assisted properties: 5 with 456 units.
- Cayuga, NY lenders on watch: 8; largest Cayuga, NY footprint Savannah Bank National Assn (3 branches).
- Cayuga, NY most distressed ZIP: 13073 at 36/100.
Cayuga, NY figures: DLRadar distress index; Cayuga, NY inputs: CFPB, FHFA, HUD, FDIC; Cayuga, NY rebuilt as sources refresh.
| Rank | Cayuga, NY ZIP | Score |
|---|---|---|
| 1 | 13073 | 36/100 |
| 2 | 13074 | 25/100 |
| 3 | 13126 | 25/100 |
| 4 | 13111 | 21/100 |
| 5 | 13021 | 20/100 |
| 6 | 13024 | 20/100 |
| 7 | 13026 | 20/100 |
| 8 | 13027 | 20/100 |
| 9 | 13033 | 20/100 |
| 10 | 13034 | 20/100 |
| 11 | 13071 | 20/100 |
| 12 | 13081 | 20/100 |
Most distressed Cayuga, NY ZIPs (0-100, 2026)
Mortgage delinquency around Cayuga, NY
No CFPB county sample covers Cayuga, NY; the non-metro area reading for Cayuga, NY: 0.8% ninety-plus; Cayuga, NY area thirty-to-eighty-nine 3.0% (December 2025, Cayuga, NY); New York overall 1.0%.
Opportunity index: Cayuga, NY
Cayuga, NY index 28.4, Cayuga, NY phase early_signal; Cayuga, NY primary driver vacancy, Cayuga, NY second driver bank institutional. Cayuga, NY components: property stress 15.1, foreclosure pressure 13.8, listing discounts 27.5, bank stress 60.2, insurance 0.1; Cayuga, NY pulse 32.7; Cayuga, NY capital opportunity 22.0; Cayuga, NY seven-day change +0.2%.
ZIP market phases inside Cayuga, NY
26 Cayuga, NY ZIPs carry a price-cycle phase; Cayuga, NY ZIPs by phase (Cayuga, NY), deepest drawdown first: contraction, -5.0% YoY, 6.6% off peak (Cayuga, NY): 13073; peak, +4.0% YoY, 0.6% off peak (Cayuga, NY): 13092; peak, +4.3% YoY, 0.4% off peak (Cayuga, NY): 13045; peak, +4.9% YoY (Cayuga, NY): 13021, 13024, 13026, 13033, Cayuga, NY 13034, 13071, 13081, 13113; expansion, +5.8% YoY (Cayuga, NY): 13027, 13074; expansion, +5.0% YoY (Cayuga, NY): 13077; expansion, +5.5% YoY (Cayuga, NY): 13080; expansion, +5.1% YoY (Cayuga, NY): 13111.
Residential listings by Cayuga, NY ZIP
Cayuga, NY ZIPs with the most tracked Cayuga, NY residential listings: 13021 16 listings, 7 candidates, bank pressure 66; 13166 4 listings, 3 candidates, bank pressure 66; 13118 3 listings, 0 candidates, bank pressure 67; 13034 2 listings, 2 candidates, bank pressure 67 (Cayuga, NY); 13071 2 listings, 2 candidates, bank pressure 67; 13024 0 listings, 0 candidates, bank pressure 67; 13026 0 listings, 0 candidates, bank pressure 67; 13033 0 listings, 0 candidates, bank pressure 67. Cayuga, NY totals: 27 listings; Cayuga, NY candidates 14; active ZIPs 1.
HUD assisted housing in Cayuga, NY
5 assisted properties with 456 units sit in Cayuga, NY; largest Cayuga, NY properties: Edward T Boyle Center (Auburn) 151 units, 150 assisted; Oak Creek Townhomes (Auburn) 150 units; Stryker Homes Apartments (Auburn) 103 units, 102 assisted in Cayuga, NY; Mercy Apartments (Auburn) 40 units, 40 assisted; Elaine Estates (Auburn) 12 units, 12 assisted.
Lenders with branches in Cayuga, NY
Cayuga, NY lenders by branch count: Savannah Bank National Assn (Cayuga, NY): stress 86, 3 branches low in Cayuga, NY; Cayuga Lake National Bank (Cayuga, NY): stress 86, 2 branches low in Cayuga, NY; Lyons National Bank (Cayuga, NY): stress 76, 2 branches low in Cayuga, NY; Community Bank National Assn (Cayuga, NY): stress 68, 2 branches low in Cayuga, NY; Chemung Canal Trust Co (Cayuga, NY): stress 60, 2 branches low in Cayuga, NY; Tompkins Community Bank (Cayuga, NY): stress 65, 1 branch low in Cayuga, NY; Five Star Bank (Cayuga, NY): stress 59, 1 branch low in Cayuga, NY; Manufacturers&Traders Tr Co (Cayuga, NY): stress 52, 1 branch low in Cayuga, NY.
Vacancy and permits, Cayuga, NY
5,305 of 36,829 Cayuga, NY housing units are vacant; Cayuga, NY permits, twelve months: 20 multifamily units in Cayuga, NY, 85 one-to-four unit units.
Work Cayuga, NY at the parcel level
Every Cayuga, NY parcel carries owner and address; every Cayuga, NY parcel carries APN; Cayuga, NY distress scores sit on the Cayuga, NY live board.
Cayuga, NY figures refresh with each source.
Cayuga, NY questions
Most distressed ZIP code in Cayuga County, NY?
ZIP 13073 leads Cayuga, NY at 36/100; next in Cayuga, NY: 13074 at 25/100; the Cayuga, NY average is 20/100.
Where does Cayuga County, NY rank for investment opportunity?
Cayuga, NY is #1,794 among all ranked counties, #29 in New York; the Cayuga, NY driver is vacancy; Cayuga, NY moved down 125 places.
How many mortgages are delinquent in Cayuga County, NY?
Cayuga, NY takes the non-metro area reading of 0.8% for December 2025; no CFPB county sample covers Cayuga, NY.
Which banks lend in Cayuga County, NY?
8 watched lenders hold Cayuga, NY branches; the largest Cayuga, NY footprints are Savannah Bank National Assn (3), Cayuga Lake National Bank (2), Lyons National Bank (2).
More on Cayuga, NY
Cayuga County, NY distress report: public-record figures for Cayuga, NY; not legal advice for Cayuga, NY; not tax or investment advice; verify every Cayuga, NY record before acting.