Cayuga County, NY: Home-Insurance Distress & Forced-Sale Pressure
Cayuga County, NY: 20/100 (low) home-insurance distress; Cayuga, NY band LOW; Cayuga, NY #2,322 of 3,222 counties; Cayuga, NY #50 of 62 in New York; raw Cayuga, NY 23.3; Cayuga, NY coverage multiplier 0.85.
FEMA hazard, Cayuga, NY: 0/100; Cayuga, NY declarations, three years: none.
NFIP claims, Cayuga, NY, three years: 3; Cayuga, NY payouts $6,330; per Cayuga, NY claim $2,110; Cayuga, NY claim-stress 58/100.
Cayuga, NY monthly score rose, 0 (March 2026) to 20 (October 2026); Cayuga, NY by month: March 0, April 0, May 7, June 7 (Cayuga, NY), July 7, August 7, September 7, October 20.
Cayuga, NY components: NFIP claims 58; Cayuga, NY retreat index 20; Cayuga, NY climate multiplier 0.85.
Construction distress, Cayuga, NY: 57/100 as of August 2026 (Cayuga, NY: 53/100 one-to-four unit, 73/100 multifamily).
Cayuga, NY ZIPs, June 2026 (Cayuga, NY, 16 highest): score 58 (Cayuga, NY), climate 75, price stress 50 (Cayuga, NY): 13073; score 0 (Cayuga, NY), climate 91 (Cayuga, NY): 13027; score 0 (Cayuga, NY), climate 87 (Cayuga, NY): 13152; score 0 (Cayuga, NY), climate 80 (Cayuga, NY): 13080; score 0 (Cayuga, NY), climate 68 (Cayuga, NY): 13074, 13126; score 0 (Cayuga, NY), climate 65 (Cayuga, NY): 13092, 13111; score 0 (Cayuga, NY), climate 64 (Cayuga, NY): 13021, 13024, 13026, 13033, Cayuga, NY 13034, 13071, 13081, 13113.
DLRadar rescores Cayuga, NY monthly; Cayuga, NY readings join Cayuga, NY foreclosure, lien and ownership parcels (Cayuga, NY), so cost-squeezed Cayuga, NY owners surface before listing.
Inside New York, Cayuga County ranks 50th of 62 counties for home-insurance distress at 20/100; Orleans County (20/100) sits just above Cayuga County, and Wyoming County (19/100) sits just below Cayuga County.
Deterministic. Every Cayuga County, NY signal traces to a public Cayuga dataset (FEMA, NFIP, Census for Cayuga, NY) · how insurance distress works in Cayuga, NY · methodology
FAQ: Cayuga County, NY insurance distress
What is the Cayuga County, NY home-insurance-distress score?
Cayuga, NY: 20/100 (LOW), #2,322 of 3,222, #50 in New York. FEMA hazard, Cayuga, NY: 0/100; NFIP stress, Cayuga, NY: 58/100; construction, Cayuga, NY: 57/100; Cayuga, NY rescores monthly.
Is Cayuga County insurance distress getting better or worse (NY)?
Cayuga, NY: 0 in March 2026; Cayuga, NY: 20 in October 2026 (worse); Cayuga, NY NFIP claims score 58.
How many flood-insurance claims has Cayuga County, NY had?
Cayuga, NY: 3 NFIP claims, three years; Cayuga, NY paid $6,330; per Cayuga, NY claim $2,110; carriers reprice Cayuga, NY against that record.
Which Cayuga County ZIP codes carry the most insurance distress (NY)?
Cayuga, NY, June 2026: 13073 at 58, 13027 at 0, 13152 at 0, 13080 at 0; Cayuga, NY climate scores there: 75, 91, 87, 80.
Why does Cayuga, NY insurance distress create sellers?
A Cayuga, NY premium outruns the Cayuga, NY budget; a carrier leaves Cayuga, NY; Cayuga, NY carrying cost passes plan; Cayuga, NY owners sell while current; Cayuga, NY insurance distress leads Cayuga, NY foreclosure data.