ZIP 13076 Foreclosure, Tax-Lien & Distress Report

ZIP 13076's composite property-distress score is 27/100 - DLRadar classes that as low for Oswego County, New York. Climate and flood risk are elevated too — climate & FEMA risk (68/100), flood (NFIP) exposure (65/100). The split runs 60/100 structural to 5/100 active on the ground. The most distinctive pressure shows up in construction/permit lag (68/100), structural risk (60/100), institutional ownership (38/100). On the quiet end sit institutional ownership (38/100) and mortgage stress (17/100).

The expansion-phase market in 13076 posted values that rose 5.8% over the year, and 42% higher over three years (phase confidence 43/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Vacancy runs 4.0%. Rent burden reaches 24% of tenant households. DLRadar's demographic-stress index for the area reads 23/100. Educational attainment sits at 17% bachelor's-or-above. The poverty rate is 16.3% — high, a tax-stress and distress correlate. About 2,521 people live here, median age 38. The tenure split is 96% owner-occupied to 4% rented. The typical home is worth about $176,400 (2.0× income, relatively affordable). Households earn a median $87,865 — above the roughly $78,000 national figure. There are about 1,147 housing units across 13076.

On balance 13076 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 13076 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 13076's 27/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 13076 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 13076 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 27/100 roll-up. Treat 13076 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.