ZIP 13076 Property Distress & Foreclosure Data

In Oswego County, New York, ZIP 13076 scores 27 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (68/100), flood (NFIP) exposure (66/100). On the structural side it scores 61/100, with 5/100 of stress already active. Its standout signals are construction/permit lag (70/100), structural risk (61/100), institutional ownership (42/100). By contrast, mortgage stress (17/100) register low.

The market reads expansion — home values rose 8.0% year on year, and 42% higher over three years (phase confidence 52/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The vacancy rate is 4.0%. Around 24% of renters are cost-burdened. The demographic-stress sub-score lands at 23/100. Around 17% of adults hold a bachelor's degree or higher. The poverty rate is 16.3% — high, a tax-stress and distress correlate. About 2,521 people live here, median age 38. 96% of housing is owner-occupied. The typical home is worth about $176,400 (2.0× income, relatively affordable). At $87,865, median income runs above typical U.S. levels. The ZIP holds roughly 1,147 housing units.

Net-net, 13076 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.