ZIP 13114 Foreclosure, Tax-Lien & Distress Report
Oswego County, New York · High Vacancy market
Oswego County, New York's ZIP 13114 registers 25/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (68/100), flood (NFIP) exposure (63/100). What sets it apart are the readings on construction/permit lag (61/100), structural risk (56/100), institutional ownership (36/100). On the quiet end sit institutional ownership (36/100) and mortgage stress (17/100). The split runs 56/100 structural to 5/100 active on the ground.
Prices here sit in a expansion phase: values rose 5.8% over the trailing year, and 10% higher over three years, at 43/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
Owners hold 80% of homes, renters 20%. At $73,328, median income runs near typical U.S. levels. The ZIP holds roughly 3,416 housing units. Around 18% of adults hold a bachelor's degree or higher. A median home runs $161,000 here, or 2.1 times local income. The demographic-stress sub-score lands at 25/100. The vacancy rate is 12.4% — elevated. The poverty rate is 15.0%. 7,313 residents call 13114 home, typically aged 44. Around 22% of renters are cost-burdened.
Net-net, 13114 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 13114 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The 13114 read uses the identical scoring model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 13114 stays directly comparable to neighboring ZIPs and the rest of Oswego County, New York. Sparse data for 13114 shows as blanks, never estimates, and the score updates on every fresh public filing.
13114's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 13114 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
ZIP 13114 distress signals, scored
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 13114 by the numbers
A live read on 13114: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Oswego County ZIPs near 13114
Nearest ZIP codes to 13114
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Oswego County, New York
More ZIP, county and state distress intelligence connected to Oswego County, New York.
The complete 13114 distress and acquisition report
Pull every distressed parcel in 13114 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Rules-based scoring — each signal ties to a public dataset · methodology