ZIP 13114 Property Distress & Foreclosure Data

Oswego County, New York's ZIP 13114 registers 27/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (68/100), flood (NFIP) exposure (66/100). The most distinctive pressure shows up in construction/permit lag (70/100), structural risk (61/100), institutional ownership (42/100). mortgage stress (17/100) stay muted. Structural risk reads 61/100 against active distress of 5/100.

Prices here sit in a expansion phase: values rose 8.0% over the trailing year, and 10% higher over three years, at 52/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 80% owner-occupied to 20% rented. Households earn a median $73,328 — near the roughly $78,000 national figure. There are about 3,416 housing units across 13114. About 18% have a four-year degree. A median home runs $161,000 here, or 2.1 times local income. On demographic stress specifically, 13114 scores 25/100. Vacancy runs 12.4%, above the national norm and a classic distress-and-opportunity signal. Roughly 15.0% live below the poverty line. 7,313 residents call 13114 home, typically aged 44. Rent burden reaches 22% of tenant households.

Taken together, 13114 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.