ZIP 13144 Property Distress & Foreclosure Data

DLRadar grades ZIP 13144 (Oswego County, New York) at a low 27/100 for overall property distress. Property-level stress concentrates in construction/permit lag (70/100), structural risk (61/100), institutional ownership (42/100). mortgage stress (17/100) stay muted. The latent-versus-live split is 61/100 structural and 5/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (68/100), flood (NFIP) exposure (66/100).

Prices here sit in a expansion phase: values rose 8.0% over the trailing year (phase confidence 52/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $62,578 — below the roughly $78,000 national figure. A median home runs $106,700 here, or 1.6 times local income. Roughly 23.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 10% have a four-year degree. Around 80% of renters are cost-burdened. On demographic stress specifically, 13144 scores 37/100. The ZIP holds roughly 743 housing units. The tenure split is 86% owner-occupied to 14% rented. The vacancy rate is 43.6% — elevated. 1,105 residents call 13144 home, typically aged 45.

Taken together, 13144 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.