ZIP 13144 Foreclosure, Tax-Lien & Distress Report

ZIP 13144's composite property-distress score is 25/100 - DLRadar classes that as low for Oswego County, New York. What sets it apart are the readings on construction/permit lag (61/100), structural risk (56/100), institutional ownership (36/100). By contrast, institutional ownership (36/100) and mortgage stress (17/100) register low. Structurally it carries 56/100, against 5/100 of stress already in motion. It additionally carries heavy environmental risk: climate & FEMA risk (68/100), flood (NFIP) exposure (63/100).

The expansion-phase market in 13144 posted values that rose 5.8% over the year (phase confidence 43/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $62,578, below the U.S. median near $78,000. Home values center near $106,700, an affordability ratio of 1.6× — accessible. The poverty rate is 23.5% — high, a tax-stress and distress correlate. Around 10% of adults hold a bachelor's degree or higher. Around 80% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 37/100. The ZIP holds roughly 743 housing units. Owners hold 86% of homes, renters 14%. The vacancy rate is 43.6% — elevated. About 1,105 people live here, median age 45.

Taken together, 13144 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 13144 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 13144 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 13144 can be compared directly against any other ZIP in Oswego County, New York or nationwide. Sparse data for 13144 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 25/100 figure for 13144 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 13144 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.