ZIP 13302 Property Distress & Foreclosure Data

Composite property distress in 13302 (Oswego County, New York) lands at 27/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (70/100), structural risk (61/100), institutional ownership (42/100). On the quiet end sit mortgage stress (17/100). Environmental exposure also runs high (climate & FEMA risk (68/100), flood (NFIP) exposure (66/100)). The latent-versus-live split is 61/100 structural and 5/100 already moving.

The expansion-phase market in 13302 posted values that rose 8.0% over the year (phase confidence 52/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

DLRadar's demographic-stress index for the area reads 30/100. The ZIP holds roughly 994 housing units. Median household income is $55,156, below the U.S. median near $78,000. Around 35% of renters are cost-burdened. Educational attainment sits at 11% bachelor's-or-above. Owners hold 83% of homes, renters 17%. 19.1% of residents fall below the poverty threshold. Population is roughly 1,403 with a median age of 43. The vacancy rate is 38.2% — elevated. Home values center near $107,300, an affordability ratio of 2.2× — accessible.

On the whole, 13302 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.