ZIP 13483 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 13483 (Oneida County, New York) at a low 23/100 for overall property distress. The sharpest non-environmental signals are structural risk (52/100), construction/permit lag (47/100), institutional ownership (17/100). institutional ownership (17/100) stay muted. Structurally it carries 52/100, against 0/100 of stress already in motion. It additionally carries heavy environmental risk: climate & FEMA risk (85/100), flood (NFIP) exposure (72/100).

The market reads expansion — home values rose 9.5% year on year, at 84/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Rent burden reaches 15% of tenant households. The poverty rate is 15.1%. Households earn a median $113,000 — above the roughly $78,000 national figure. The demographic-stress sub-score lands at 32/100. Population is roughly 405 with a median age of 37. Vacancy runs 25.3%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 18% bachelor's-or-above. There are about 212 housing units across 13483. The tenure split is 48% owner-occupied to 52% rented.

On the whole, 13483 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 13483's 23/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 13483, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 23/100 figure for 13483 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 13483 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.