ZIP 13492 Property Distress & Foreclosure Data

Composite property distress in 13492 (Oneida County, New York) lands at 22/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (86/100), flood (NFIP) exposure (72/100). The latent-versus-live split is 49/100 structural and 2/100 already moving. The sharpest non-environmental signals are structural risk (49/100), construction/permit lag (36/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (8/100) stay muted.

Prices here sit in a expansion phase: values rose 7.1% over the trailing year, and 29% higher over three years (phase confidence 47/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $84,543 — near the roughly $78,000 national figure. The ZIP holds roughly 5,270 housing units. Roughly 8.4% live below the poverty line. About 37% have a four-year degree. A median home runs $207,900 here, or 2.3 times local income. The tenure split is 77% owner-occupied to 23% rented. The vacancy rate is 3.9%. On demographic stress specifically, 13492 scores 22/100. Around 27% of renters are cost-burdened. 11,233 residents call 13492 home, typically aged 43.

On balance, 13492 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.