ZIP 13115 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 13115 (Oswego County, New York) returns a low composite of 27/100. Climate and flood risk are elevated too — climate & FEMA risk (68/100), flood (NFIP) exposure (65/100). The split runs 60/100 structural to 5/100 active on the ground. The sharpest non-environmental signals are construction/permit lag (68/100), structural risk (60/100), institutional ownership (38/100). By contrast, institutional ownership (38/100) and mortgage stress (17/100) register low.

Prices here sit in a expansion phase: values rose 5.8% over the trailing year, at 43/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Rent burden reaches 33% of tenant households. The vacancy rate is 9.0%. Households earn a median $71,172 — near the roughly $78,000 national figure. The ZIP holds roughly 55 housing units. Owners hold 75% of homes, renters 25%. Home values center near $153,100, an affordability ratio of 1.9× — accessible. The poverty rate is 22.9% — high, a tax-stress and distress correlate. DLRadar's demographic-stress index for the area reads 27/100. Educational attainment sits at 29% bachelor's-or-above. About 223 people live here, median age 42.

Net-net, 13115 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 13115 runs hot or quiet, its 27/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 13115 can be compared directly against any other ZIP in Oswego County, New York or nationwide. Nothing here is interpolated — where a source is thin for 13115, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

13115's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 13115 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.