ZIP 14590 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 14590 in Wayne County, New York comes in at 13, a minimal composite-distress reading. Property-level stress concentrates in structural risk (30/100), institutional ownership (14/100), mortgage stress (3/100). By contrast, institutional ownership (14/100) and mortgage stress (3/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (62/100). Structural risk reads 30/100 against active distress of 1/100.

Prices here sit in a peak phase: values rose 3.7% over the trailing year, and 38% higher over three years, at 49/100 phase confidence. Topping markets hide individual distress behind strong averages.

Roughly 19.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Educational attainment sits at 16% bachelor's-or-above. The tenure split is 80% owner-occupied to 20% rented. DLRadar's demographic-stress index for the area reads 32/100. Median household income is $56,026, below the U.S. median near $78,000. About 5,264 people live here, median age 44. Around 61% of renters are cost-burdened. The vacancy rate is 31.1% — elevated. There are about 3,287 housing units across 14590. Home values center near $107,700, an affordability ratio of 1.7× — accessible.

Taken together, 14590 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 14590 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 14590 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 13/100 composite is a like-for-like number rather than an isolated estimate. 14590 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 14590 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 13/100 roll-up. The point of the 14590 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.