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ZIP 14489 Foreclosure, Tax-Lien & Distress Report

Wayne County, New York · High Vacancy market

ZIP 14489's composite property-distress score is 13/100 - DLRadar classes that as minimal for Wayne County, New York. The split runs 30/100 structural to 1/100 active on the ground. Climate and flood risk are elevated too — flood (NFIP) exposure (61/100). Its heaviest discrete signals: structural risk (30/100), institutional ownership (15/100), mortgage stress (4/100). institutional ownership (15/100) and mortgage stress (4/100) stay muted.

The market reads peak — home values rose 3.7% year on year, and 22% higher over three years, at 49/100 phase confidence. Topping markets hide individual distress behind strong averages.

The tenure split is 73% owner-occupied to 27% rented. Around 33% of renters are cost-burdened. The vacancy rate is 12.8% — elevated. Educational attainment sits at 19% bachelor's-or-above. There are about 3,107 housing units across 14489. Households earn a median $67,169 — below the roughly $78,000 national figure. About 7,016 people live here, median age 42. DLRadar's demographic-stress index for the area reads 25/100. Home values center near $98,800, an affordability ratio of 1.5× — accessible. 14.3% of residents fall below the poverty threshold.

Taken together, 14489 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 14489 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 14489 read uses the identical public-record model applied coast to coast, which means its 13/100 score means exactly what it means anywhere else, and 14489 stays directly comparable to neighboring ZIPs and the rest of Wayne County, New York. Sparse data for 14489 shows as blanks, never estimates, and the score updates on every fresh public filing.

14489's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 14489 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

13/100
Composite stress
30/100
Structural risk
1/100
Distress activity

Signal-by-signal read on 14489

Foreclosure activity0
Mortgage stress4
Climate / FEMA risk57
9 further distress layers are graded for 14489

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

14489 at a glance

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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