ZIP 14489 Property Distress & Foreclosure Data

ZIP code 14489 in Wayne County, New York carries a composite property-distress score of 9/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (19/100), institutional ownership (5/100), mortgage stress (4/100). By contrast, institutional ownership (5/100) and mortgage stress (4/100) register low. Structural risk reads 19/100 against active distress of 1/100.

The market reads expansion — home values rose 5.8% year on year, 1.5% off the recent peak, and 22% higher over three years, at 55/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The tenure split is 73% owner-occupied to 27% rented. Rent burden reaches 33% of tenant households. Vacancy runs 12.8%, above the national norm and a classic distress-and-opportunity signal. About 19% have a four-year degree. There are about 3,107 housing units across 14489. Households earn a median $67,169 — below the roughly $78,000 national figure. About 7,016 people live here, median age 42. On demographic stress specifically, 14489 scores 25/100. A median home runs $98,800 here, or 1.5 times local income. Roughly 14.3% live below the poverty line.

Net-net, 14489 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.