ZIP 14516 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 14516 (Wayne County, New York) lands at 13/100 — minimal on DLRadar's public-record scoring. It additionally carries heavy environmental risk: flood (NFIP) exposure (62/100). Structural exposure scores 30 and live distress 1 on the 0–100 scale. Property-level stress concentrates in structural risk (30/100), institutional ownership (14/100), mortgage stress (3/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (3/100).

The peak-phase market in 14516 posted values that rose 3.7% over the year, and 29% higher over three years (phase confidence 49/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $71,902, median income runs near typical U.S. levels. Rent burden reaches 8% of tenant households. On demographic stress specifically, 14516 scores 22/100. About 2,184 people live here, median age 38. The poverty rate is 18.9% — high, a tax-stress and distress correlate. Vacancy runs 21.9%, above the national norm and a classic distress-and-opportunity signal. Around 24% of adults hold a bachelor's degree or higher. Owners hold 88% of homes, renters 12%. The ZIP holds roughly 1,080 housing units. Home values center near $172,400, an affordability ratio of 2.0× — accessible.

Net-net, 14516 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 14516 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 14516 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 13/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 14516 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 13/100 for 14516 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 14516 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.