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ZIP 14589 Foreclosure, Tax-Lien & Distress Report

Wayne County, New York · Affordable market

On DLRadar's 0-100 public-record scale, ZIP 14589 in Wayne County, New York comes in at 13, a minimal composite-distress reading. Leading the profile are structural risk (30/100), institutional ownership (14/100), mortgage stress (3/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (3/100). Climate and flood risk are elevated too — flood (NFIP) exposure (62/100). The split runs 30/100 structural to 1/100 active on the ground.

The peak-phase market in 14589 posted values that rose 3.7% over the year, and 20% higher over three years, at 49/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $84,806 — near the roughly $78,000 national figure. The tenure split is 82% owner-occupied to 18% rented. 7.6% of residents fall below the poverty threshold. The vacancy rate is 8.9%. The ZIP holds roughly 3,268 housing units. The typical home is worth about $192,800 (2.0× income, relatively affordable). About 29% have a four-year degree. The demographic-stress sub-score lands at 21/100. Rent burden reaches 17% of tenant households. About 7,904 people live here, median age 41.

On balance, 14589 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. 14589 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 14589's 13/100 can be lined up against any neighbor in Wayne County, New York or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 14589 shows blanks, not estimates, wherever the record is sparse.

The 13/100 figure for 14589 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 14589 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

13/100
Composite stress
30/100
Structural risk
1/100
Distress activity

Signal-by-signal read on 14589

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk58
14589 carries 9 additional scored dimensions

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

14589 at a glance

Real-time distress, cycle phase, housing and bank-stress readings for 14589, the same set carried on every parcel.

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