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ZIP 14513 Foreclosure, Tax-Lien & Distress Report

Wayne County, New York · Affordable market

DLRadar grades ZIP 14513 (Wayne County, New York) at a minimal 14/100 for overall property distress. It additionally carries heavy environmental risk: flood (NFIP) exposure (62/100). The most distinctive pressure shows up in structural risk (31/100), institutional ownership (17/100), mortgage stress (4/100). By contrast, institutional ownership (17/100) and mortgage stress (4/100) register low. The split runs 31/100 structural to 1/100 active on the ground.

The peak-phase market in 14513 posted values that rose 3.7% over the year, and 22% higher over three years (phase confidence 49/100). Topping markets hide individual distress behind strong averages.

Vacancy runs 5.3%. DLRadar's demographic-stress index for the area reads 27/100. Owners hold 69% of homes, renters 31%. Households earn a median $61,117 — below the roughly $78,000 national figure. About 13,501 people live here, median age 44. Around 19% of adults hold a bachelor's degree or higher. Home values center near $150,300, an affordability ratio of 2.2× — accessible. There are about 6,184 housing units across 14513. Rent burden reaches 36% of tenant households. Roughly 15.1% live below the poverty line.

Net-net, 14513 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 14513 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 14/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 14513 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 14513 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 14/100 roll-up. In workflow terms, 14513 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

14/100
Composite stress
31/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 14513

Foreclosure activity0
Mortgage stress4
Climate / FEMA risk58
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

ZIP 14513 Stress Report snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 14513, the same set carried on every parcel.

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Nearby ZIPs in Wayne County

More distress data near 14513

Keep going: ZIP, county and state distress coverage for Wayne County, New York.

Get the full acquisition report for 14513

The full 14513 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

No modelling: every input is a public record · methodology

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