ZIP 14548 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 14548 in Ontario County, New York comes in at 26, a low composite-distress reading. Latent structural risk is 57/100 while live distress already moving reads 6/100. Leading the profile are structural risk (57/100), institutional ownership (53/100), construction/permit lag (32/100). By contrast, construction/permit lag (32/100) and mortgage stress (21/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (84/100), flood (NFIP) exposure (69/100), climate & FEMA risk (66/100).

The market reads peak — home values rose 3.7% year on year, and 27% higher over three years, at 49/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 1,739 housing units. Around 16% of renters are cost-burdened. 77% of housing is owner-occupied. The poverty rate is 10.1%. 3,695 residents call 14548 home, typically aged 46. At $84,943, median income runs near typical U.S. levels. The typical home is worth about $160,400 (1.7× income, relatively affordable). The demographic-stress sub-score lands at 21/100. The vacancy rate is 4.8%. Around 16% of adults hold a bachelor's degree or higher.

Overall, 14548 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 14548 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 14548's 26/100 can be lined up against any neighbor in Ontario County, New York or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 14548 shows blanks, not estimates, wherever the record is sparse.

Each component behind 14548 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. Treat 14548 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.