ZIP 14504 Property Distress & Foreclosure Data

Composite property distress in 14504 (Ontario County, New York) lands at 22/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: FEMA disaster exposure (73/100), flood (NFIP) exposure (68/100), climate & FEMA risk (66/100). The sharpest non-environmental signals are institutional ownership (54/100), structural risk (48/100), mortgage stress (21/100). By contrast, mortgage stress (21/100) and construction/permit lag (1/100) register low. Structural risk reads 48/100 against active distress of 6/100.

The market reads expansion — home values rose 5.7% year on year, 1.6% off the recent peak, at 56/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 1,655 people live here, median age 40. There are about 759 housing units across 14504. Vacancy runs 4.4%. Roughly 10.8% live below the poverty line. A median home runs $110,000 here, or 1.7 times local income. Households earn a median $61,172 — below the roughly $78,000 national figure. On demographic stress specifically, 14504 scores 22/100. About 22% have a four-year degree. The tenure split is 80% owner-occupied to 20% rented. Rent burden reaches 27% of tenant households.

Net-net, 14504 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.