ZIP 14504 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 14504 (Ontario County, New York) at a low 26/100 for overall property distress. It additionally carries heavy environmental risk: FEMA disaster exposure (84/100), flood (NFIP) exposure (69/100), climate & FEMA risk (66/100). The most distinctive pressure shows up in structural risk (57/100), institutional ownership (53/100), construction/permit lag (32/100). On the quiet end sit construction/permit lag (32/100) and mortgage stress (21/100). Structurally it carries 57/100, against 6/100 of stress already in motion.

The market reads peak — home values rose 3.7% year on year (phase confidence 49/100). Topping markets hide individual distress behind strong averages.

Population is roughly 1,655 with a median age of 40. The ZIP holds roughly 759 housing units. Vacancy runs 4.4%. 10.8% of residents fall below the poverty threshold. A median home runs $110,000 here, or 1.7 times local income. At $61,172, median income runs below typical U.S. levels. DLRadar's demographic-stress index for the area reads 22/100. About 22% have a four-year degree. Owners hold 80% of homes, renters 20%. Around 27% of renters are cost-burdened.

On balance 14504 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 14504 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 14504 runs through one identical public-record model, so its 26/100 sits on the same scale as every other ZIP in Ontario County, New York and the nation. Nothing here is interpolated — where a source is thin for 14504, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

14504's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 14504 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.