ZIP 14522 Foreclosure, Tax-Lien & Distress Report

ZIP code 14522 in Wayne County, New York carries a composite property-distress score of 16/100 — a low reading on DLRadar's deterministic public-record index. On the structural side it scores 35/100, with 2/100 of stress already active. The most distinctive pressure shows up in structural risk (35/100), institutional ownership (25/100), mortgage stress (8/100). On the quiet end sit institutional ownership (25/100) and mortgage stress (8/100). Climate and flood risk are elevated too — flood (NFIP) exposure (64/100), climate & FEMA risk (60/100).

The market reads peak — home values rose 3.7% year on year, and 31% higher over three years (phase confidence 49/100). Topping markets hide individual distress behind strong averages.

The typical home is worth about $159,500 (1.9× income, relatively affordable). At $80,368, median income runs near typical U.S. levels. Population is roughly 9,230 with a median age of 47. Rent burden reaches 31% of tenant households. 76% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 23/100. The ZIP holds roughly 4,328 housing units. The poverty rate is 7.8%. The vacancy rate is 6.7%. Around 25% of adults hold a bachelor's degree or higher.

Overall 14522 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 14522 read uses the identical public-record model applied coast to coast, which means its 16/100 score means exactly what it means anywhere else, and 14522 stays directly comparable to neighboring ZIPs and the rest of Wayne County, New York. 14522 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

14522's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 14522 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.