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ZIP 14522 Foreclosure, Tax-Lien & Distress Report

Wayne County, New York · Affordable market

ZIP code 14522 in Wayne County, New York carries a composite property-distress score of 16/100 — a low reading on DLRadar's deterministic distress index. On the structural side it scores 34/100, with 2/100 of stress already active. The most distinctive pressure shows up in structural risk (34/100), institutional ownership (25/100), mortgage stress (8/100). On the quiet end sit institutional ownership (25/100) and mortgage stress (8/100). Climate and flood risk are elevated too — flood (NFIP) exposure (61/100), climate & FEMA risk (60/100).

The market reads peak — home values rose 3.7% year on year, and 31% higher over three years (phase confidence 49/100). Topping markets hide individual distress behind strong averages.

The typical home is worth about $159,500 (1.9× income, relatively affordable). At $80,368, median income runs near typical U.S. levels. Population is roughly 9,230 with a median age of 47. Rent burden reaches 31% of tenant households. 76% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 23/100. The ZIP holds roughly 4,328 housing units. The poverty rate is 7.8%. The vacancy rate is 6.7%. Around 25% of adults hold a bachelor's degree or higher.

Overall 14522 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 14522 read uses the identical scoring model applied coast to coast, which means its 16/100 score means exactly what it means anywhere else, and 14522 stays directly comparable to neighboring ZIPs and the rest of Wayne County, New York. 14522 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

14522's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 14522 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

16/100
Composite stress
34/100
Structural risk
2/100
Distress activity

ZIP 14522 distress signals, scored

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk60
9 further distress layers are graded for 14522

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

ZIP 14522 Stress Report snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Neighbouring ZIPs in Wayne County

Nearest ZIP codes to 14522

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Keep exploring New York distress

Additional distress intelligence spanning Wayne County, New York by ZIP, county and state.

Unlock parcel-level detail for ZIP 14522

Get every distressed property in 14522 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.

Deterministic. Every signal traces to a public dataset · methodology

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