Wayne County, NY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Wayne County, NY distress report, 2026: 22 ZIPs scored in Wayne, NY, Wayne, NY average 15/100; the top Wayne, NY ZIP is 14432 at 25/100; Wayne, NY market phase peak, Wayne, NY prices +3.7% year over year.
- Wayne, NY ranks #2,955 nationally (opportunity index); Wayne, NY #59 in New York; Wayne, NY index 23.5.
- Wayne, NY: no CFPB county sample; Wayne, NY metro area reading 1.0%.
- Wayne, NY ZIP phases: 22 peak.
- Wayne, NY residential listings tracked: 23 across 18 ZIPs; Wayne, NY candidate listings 11.
- Wayne, NY HUD assisted properties: 5 with 91 units.
- Wayne, NY lenders on watch: 3; largest Wayne, NY footprint Lyons National Bank (7 branches).
- Wayne, NY most distressed ZIP: 14432 at 25/100.
Wayne, NY figures: DLRadar distress index; Wayne, NY inputs: CFPB, FHFA, HUD, FDIC; Wayne, NY rebuilt as sources refresh.
| Rank | Wayne, NY ZIP | Score |
|---|---|---|
| 1 | 14432 | 25/100 |
| 2 | 14450 | 24/100 |
| 3 | 14580 | 24/100 |
| 4 | 13156 | 20/100 |
| 5 | 14522 | 15/100 |
| 6 | 14513 | 14/100 |
| 7 | 13143 | 13/100 |
| 8 | 13146 | 13/100 |
| 9 | 13154 | 13/100 |
| 10 | 14413 | 13/100 |
| 11 | 14433 | 13/100 |
| 12 | 14489 | 13/100 |
Most distressed Wayne, NY ZIPs (0-100, 2026)
Mortgage delinquency around Wayne, NY
No CFPB county sample covers Wayne, NY; the metro area reading for Wayne, NY (Rochester, NY): 1.0% ninety-plus; Wayne, NY area thirty-to-eighty-nine 2.3% (December 2025, Wayne, NY); New York overall 1.0%.
Opportunity index: Wayne, NY
Wayne, NY index 23.5, Wayne, NY phase weak; Wayne, NY primary driver bank institutional, Wayne, NY second driver vacancy. Wayne, NY components: property stress 13.3, foreclosure pressure 10.1, listing discounts 22.0, bank stress 66.0, insurance 0.0; Wayne, NY pulse 26.9; Wayne, NY capital opportunity 18.3.
ZIP market phases inside Wayne, NY
22 Wayne, NY ZIPs carry a price-cycle phase; Wayne, NY ZIPs by phase (Wayne, NY), deepest drawdown first: peak, +4.2% YoY (Wayne, NY): 13143; peak, +3.7% YoY (Wayne, NY): 13146, 13154, 14413, 14432, Wayne, NY 14450, 14489, 14502, 14505, Wayne, NY 14513, 14516, 14519, 14522, Wayne, NY 14542; peak, +4.9% YoY (Wayne, NY): 13156; peak, +3.8% YoY (Wayne, NY): 14433.
Residential listings by Wayne, NY ZIP
Wayne, NY ZIPs with the most tracked Wayne, NY residential listings: 14513 6 listings, 6 candidates, bank pressure 66; 14489 5 listings, 3 candidates, bank pressure 66; 14433 3 listings, 0 candidates, bank pressure 68; 14590 3 listings, 0 candidates, bank pressure 69 (Wayne, NY); 14551 2 listings, 1 candidates, bank pressure 69; 14568 2 listings, 0 candidates, bank pressure 69; 14522 1 listings, 0 candidates, bank pressure 66; 14555 1 listings, 1 candidates, bank pressure 69. Wayne, NY totals: 23 listings; Wayne, NY candidates 11; active ZIPs 8.
HUD assisted housing in Wayne, NY
5 assisted properties with 91 units sit in Wayne, NY; largest Wayne, NY properties: Lyons Manor (Lyons) 39 units, 38 assisted; Wolcott Estates (Wolcott) 30 units, 30 assisted; Blue Cut Apartments (Newark) 8 units, 8 assisted in Wayne, NY; Blue Cut Ii Apartments (Newark) 8 units, 8 assisted; Crowley House (Lyons) 6 units, 6 assisted.
Lenders with branches in Wayne, NY
Wayne, NY lenders by branch count: Lyons National Bank (Wayne, NY): stress 76, 7 branches low in Wayne, NY; Community Bank National Assn (Wayne, NY): stress 68, 2 branches low in Wayne, NY; Savannah Bank National Assn (Wayne, NY): stress 86, 1 branch low in Wayne, NY.
Vacancy and permits, Wayne, NY
4,166 of 42,570 Wayne, NY housing units are vacant; Wayne, NY permits, twelve months: 191 multifamily units in Wayne, NY, 211 one-to-four unit units.
Work Wayne, NY at the parcel level
Every Wayne, NY parcel carries owner and address; every Wayne, NY parcel carries APN; Wayne, NY distress scores sit on the Wayne, NY live board.
Wayne, NY figures refresh with each source.
Wayne, NY questions
Most distressed ZIP code in Wayne County, NY?
ZIP 14432 leads Wayne, NY at 25/100; next in Wayne, NY: 14450 at 24/100; the Wayne, NY average is 15/100.
Where does Wayne County, NY rank for investment opportunity?
Wayne, NY is #2,955 among all ranked counties, #59 in New York; the Wayne, NY driver is bank institutional; Wayne, NY moved down 100 places.
How many mortgages are delinquent in Wayne County, NY?
Wayne, NY takes the metro area reading of 1.0% for December 2025; no CFPB county sample covers Wayne, NY.
Which banks lend in Wayne County, NY?
3 watched lenders hold Wayne, NY branches; the largest Wayne, NY footprints are Lyons National Bank (7), Community Bank National Assn (2), Savannah Bank National Assn (1).
More on Wayne, NY
Wayne County, NY distress report: public-record figures for Wayne, NY; not legal advice for Wayne, NY; not tax or investment advice; verify every Wayne, NY record before acting.