Wayne County, NY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Wayne County, New York? DLRadar grades every Wayne County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 26/100. Here is the 2026 Wayne County breakdown.
- Wayne County's most distressed ZIP is 14432 at 26/100.
- 22 ZIP codes tracked in Wayne County, averaging 15/100 distress.
- Wayne County reads peak — home values up 3.7% year over year.
- Vacancy runs 14% across Wayne County's tracked ZIPs, with a 13.9% poverty rate.
- The typical Wayne County home is worth about $175,047 against a ~$88,515 median income.
- Lending headwind in Wayne County sits at 80/100 — a forward read on distressed supply.
Based on DLRadar's public-record distress index, updated every month. Free to cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 14432 | 26/100 |
| 2 | 14450 | 24/100 |
| 3 | 14580 | 24/100 |
| 4 | 13156 | 18/100 |
| 5 | 14522 | 16/100 |
| 6 | 14502 | 14/100 |
| 7 | 14513 | 14/100 |
| 8 | 13146 | 13/100 |
| 9 | 13154 | 13/100 |
| 10 | 14413 | 13/100 |
| 11 | 14433 | 13/100 |
| 12 | 14489 | 13/100 |
Most distressed ZIP codes in Wayne County (composite distress 0-100, 2026)
What is driving Wayne County distress
Nothing here is estimated: Wayne County is scored from filings alone, and its ZIPs average 15/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Wayne County market phase and pricing
Wayne County reads peak — home prices rose 3.7% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Wayne County
Wayne County's ZIP-level scores stay free. The 60-minute exploration is what unlocks the property-level detail behind them — no card today.
No card required · full read access to live data for 60 minutes.
Frequently asked questions
Which part of Wayne County, NY scores highest for distress?
ZIP 14432 leads Wayne County at 26/100, recomputed monthly from public records.
How would you describe the Wayne County market phase?
The market phase for Wayne County is peak, prices rising 3.7% on the year — derived from the FHFA House Price Index path.
Which datasets feed the Wayne County scores?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 22 Wayne County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Wayne County ZIP codes?
A single county score papers over real variation. Across the Wayne County ZIPs DLRadar ranks, scores run from 26/100 in 14432 down to 13/100 in 14489, against a Wayne County average of 15/100. The 13-point range is the argument for ZIP-level search across Wayne County.
What do Wayne County home values and vacancy say about distressed supply?
The typical Wayne County home carries about $175,047 of value against a median household income near $88,515. Vacancy across Wayne County's tracked ZIPs runs 14% and the poverty rate is 13.9%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Wayne County's foreclosure and tax-lien filings and its 80/100 lending headwind.
Related
Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.