Wayne County, NY: Home-Insurance Distress & Forced-Sale Pressure
Wayne County, NY: 20/100 (low) home-insurance distress; Wayne, NY band LOW; Wayne, NY #2,314 of 3,222 counties; Wayne, NY #48 of 62 in New York; raw Wayne, NY 23.6; Wayne, NY coverage multiplier 0.85.
FEMA hazard, Wayne, NY: 0/100; Wayne, NY declarations, three years: none.
NFIP claims, Wayne, NY, three years: 2; Wayne, NY payouts $13,669; per Wayne, NY claim $6,834; Wayne, NY claim-stress 59/100.
Wayne, NY monthly score rose, 0 (March 2026) to 20 (October 2026); Wayne, NY by month: March 0, April 0, May 21, June 21 (Wayne, NY), July 21, August 21, September 21, October 20.
Wayne, NY components: NFIP claims 59; Wayne, NY retreat index 20; Wayne, NY climate multiplier 0.85.
Construction distress, Wayne, NY: 0/100 as of August 2026 (Wayne, NY: 10/100 one-to-four unit, 0/100 multifamily).
Wayne, NY ZIPs, June 2026 (Wayne, NY, 16 highest): score 0 (Wayne, NY), climate 93 (Wayne, NY): 14450, 14580; score 0 (Wayne, NY), climate 66 (Wayne, NY): 14432; score 0 (Wayne, NY), climate 64 (Wayne, NY): 13156; score 0 (Wayne, NY), climate 60 (Wayne, NY): 13143, 14522; score 0 (Wayne, NY), climate 59 (Wayne, NY): 14502; score 0 (Wayne, NY), climate 58 (Wayne, NY): 13154, 14413, 14505, 14513, Wayne, NY 14516, 14519, 14542, 14551, Wayne, NY 14555.
DLRadar rescores Wayne, NY monthly; Wayne, NY readings join Wayne, NY foreclosure, lien and ownership parcels (Wayne, NY), so cost-squeezed Wayne, NY owners surface before listing.
Inside New York, Wayne County ranks 48th of 62 counties for home-insurance distress at 20/100; Saratoga County (21/100) sits just above Wayne County, and Orleans County (20/100) sits just below Wayne County.
Deterministic. Every Wayne County, NY signal traces to a public Wayne dataset (FEMA, NFIP, Census for Wayne, NY) · how insurance distress works in Wayne, NY · methodology
FAQ: Wayne County, NY insurance distress
What is the Wayne County, NY home-insurance-distress score?
Wayne, NY: 20/100 (LOW), #2,314 of 3,222, #48 in New York. FEMA hazard, Wayne, NY: 0/100; NFIP stress, Wayne, NY: 59/100; construction, Wayne, NY: 0/100; Wayne, NY rescores monthly.
Is Wayne County insurance distress getting better or worse (NY)?
Wayne, NY: 0 in March 2026; Wayne, NY: 20 in October 2026 (worse); Wayne, NY NFIP claims score 59.
How many flood-insurance claims has Wayne County, NY had?
Wayne, NY: 2 NFIP claims, three years; Wayne, NY paid $13,669; per Wayne, NY claim $6,834; carriers reprice Wayne, NY against that record.
Which Wayne County ZIP codes carry the most insurance distress (NY)?
Wayne, NY, June 2026: 14450 at 0, 14580 at 0, 14432 at 0, 13156 at 0; Wayne, NY climate scores there: 93, 93, 66, 64.
Why does Wayne, NY insurance distress create sellers?
A Wayne, NY premium outruns the Wayne, NY budget; a carrier leaves Wayne, NY; Wayne, NY carrying cost passes plan; Wayne, NY owners sell while current; Wayne, NY insurance distress leads Wayne, NY foreclosure data.