ZIP 14466 Foreclosure, Tax-Lien & Distress Report

Ontario County, New York's ZIP 14466 registers 22/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: flood (NFIP) exposure (72/100), climate & FEMA risk (62/100). Structurally it carries 49/100, against 5/100 of stress already in motion. The pressure is most legible in structural risk (49/100), construction/permit lag (37/100), institutional ownership (36/100). On the quiet end sit institutional ownership (36/100) and mortgage stress (16/100).

The market reads peak — home values rose 3.7% year on year, and 28% higher over three years, at 49/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $101,607, median income runs above typical U.S. levels. Population is roughly 1,656 with a median age of 53. The tenure split is 96% owner-occupied to 4% rented. On demographic stress specifically, 14466 scores 18/100. Around 29% of adults hold a bachelor's degree or higher. The typical home is worth about $213,500 (1.9× income, relatively affordable). 1.4% of residents fall below the poverty threshold. The vacancy rate is 4.3%. Around 19% of renters are cost-burdened. There are about 699 housing units across 14466.

On balance, 14466 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. There is no property file for 14466 at the moment; the composite and its components are still built from verifiable public records.

Whether 14466 runs hot or quiet, its 22/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 14466 can be compared directly against any other ZIP in Ontario County, New York or nationwide. Nothing here is interpolated — where a source is thin for 14466, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 22/100 for 14466 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 14466 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.