ZIP 14487 Property Distress & Foreclosure Data

Composite property distress in 14487 (Livingston County, New York) lands at 19/100 — low on DLRadar's public-record scoring. Structural exposure scores 44 and live distress 3 on the 0–100 scale. Environmental exposure also runs high (flood (NFIP) exposure (74/100)). The sharpest non-environmental signals are structural risk (44/100), construction/permit lag (36/100), institutional ownership (25/100). On the quiet end sit institutional ownership (25/100) and mortgage stress (11/100).

The expansion-phase market in 14487 posted values that rose 5.7% over the year, 1.6% off the recent peak, and 33% higher over three years, at 56/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 5,632 with a median age of 47. The poverty rate is 5.6% — low. 85% of housing is owner-occupied. Around 32% of adults hold a bachelor's degree or higher. The typical home is worth about $228,100 (2.3× income, relatively affordable). Rent burden reaches 27% of tenant households. There are about 2,584 housing units across 14487. At $90,714, median income runs above typical U.S. levels. Vacancy runs 8.0%. The demographic-stress sub-score lands at 22/100.

Broadly, 14487 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.