ZIP 14423 Property Distress & Foreclosure Data

Composite property distress in 14423 (Livingston County, New York) lands at 21/100 — low on DLRadar's public-record scoring. Structural risk reads 50/100 against active distress of 2/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (76/100). The sharpest non-environmental signals are construction/permit lag (71/100), structural risk (50/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (8/100) register low.

The market reads expansion — home values rose 5.7% year on year, 1.6% off the recent peak, and 34% higher over three years, at 56/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 4,829 people live here, median age 41. The tenure split is 78% owner-occupied to 22% rented. There are about 2,188 housing units across 14423. Vacancy runs 5.5%. A median home runs $183,000 here, or 2.3 times local income. On demographic stress specifically, 14423 scores 22/100. About 36% have a four-year degree. Roughly 4.9% live below the poverty line, a low share typical of higher-equity areas. Households earn a median $80,129 — near the roughly $78,000 national figure. Rent burden reaches 30% of tenant households.

Overall 14423 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.