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ZIP 14423 Foreclosure, Tax-Lien & Distress Report

Livingston County, New York · Affordable market

ZIP 14423's composite property-distress score is 21/100 - DLRadar classes that as low for Livingston County, New York. Structural exposure scores 49 and live distress 2 on the 0–100 scale. Climate and flood risk are elevated too — flood (NFIP) exposure (76/100). What sets it apart are the readings on construction/permit lag (67/100), structural risk (49/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (8/100).

The market reads peak — home values rose 3.7% year on year, and 34% higher over three years (phase confidence 49/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

4,829 residents call 14423 home, typically aged 41. The tenure split is 78% owner-occupied to 22% rented. There are about 2,188 housing units across 14423. The vacancy rate is 5.5%. Home values center near $183,000, an affordability ratio of 2.3× — accessible. On demographic stress specifically, 14423 scores 22/100. About 36% have a four-year degree. 4.9% of residents fall below the poverty threshold. At $80,129, median income runs near typical U.S. levels. Rent burden reaches 30% of tenant households.

On balance, 14423 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. While 14423 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 14423 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 14423 shows blanks, not estimates, wherever the record is sparse.

14423's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 14423 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

21/100
Composite stress
49/100
Structural risk
2/100
Distress activity

What is driving ZIP 14423’s distress

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk57
Nine more distress signals are scored here

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

ZIP 14423 Stress Report snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Neighbouring ZIPs in Livingston County

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Other reports tied to Livingston County, New York — ZIP, county and statewide.

Get the full acquisition report for 14423

Every distressed parcel in 14423 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Rules-based scoring — each signal ties to a public dataset · methodology

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