ZIP 14481 Foreclosure, Tax-Lien & Distress Report

Livingston County, New York's ZIP 14481 registers 21/100 composite distress, which DLRadar reads as low. Latent structural risk is 49/100 while live distress already moving reads 2/100. Property-level stress concentrates in construction/permit lag (67/100), structural risk (49/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (8/100). Environmental exposure also runs high (flood (NFIP) exposure (76/100)).

Prices here sit in a peak phase: values rose 3.7% over the trailing year (phase confidence 49/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 1,883 with a median age of 47. The demographic-stress sub-score lands at 22/100. The typical home is worth about $163,000 (2.0× income, relatively affordable). The ZIP holds roughly 796 housing units. About 32% have a four-year degree. The vacancy rate is 3.0%. Around 36% of renters are cost-burdened. 10.2% of residents fall below the poverty threshold. Owners hold 87% of homes, renters 13%. At $76,154, median income runs near typical U.S. levels.

Net-net, 14481 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 14481 runs through one identical public-record model, so its 21/100 sits on the same scale as every other ZIP in Livingston County, New York and the nation. The score is rebuilt from public data as it updates, so 14481 reflects the current record instead of a stale or modeled snapshot.

14481's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 14481 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.