ZIP 14481 Property Distress & Foreclosure Data

DLRadar grades ZIP 14481 (Livingston County, New York) at a low 21/100 for overall property distress. Structural risk reads 50/100 against active distress of 2/100. Property-level stress concentrates in construction/permit lag (71/100), structural risk (50/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (8/100). Environmental exposure also runs high (flood (NFIP) exposure (76/100)).

The expansion-phase market in 14481 posted values that rose 5.7% over the year, 1.6% off the recent peak, at 56/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 1,883 with a median age of 47. The demographic-stress sub-score lands at 22/100. The typical home is worth about $163,000 (2.0× income, relatively affordable). There are about 796 housing units across 14481. Around 32% of adults hold a bachelor's degree or higher. Vacancy runs 3.0%. Rent burden reaches 36% of tenant households. The poverty rate is 10.2%. 87% of housing is owner-occupied. At $76,154, median income runs near typical U.S. levels.

On balance 14481 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

21/100
Composite stress
50/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 14481

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk57
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Livingston County

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