ZIP 14846 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 14846 in Livingston County, New York comes in at 22, a low composite-distress reading. The sharpest non-environmental signals are construction/permit lag (60/100), structural risk (50/100), institutional ownership (27/100). By contrast, institutional ownership (27/100) and mortgage stress (13/100) register low. Structural exposure scores 50 and live distress 4 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (62/100).

Prices here sit in a peak phase: values rose 4.6% over the trailing year, at 45/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $67,361 — below the roughly $78,000 national figure. Home values center near $140,600, an affordability ratio of 1.9× — accessible. About 17% have a four-year degree. There are about 418 housing units across 14846. The poverty rate is 12.8%. Vacancy runs 21.3%, above the national norm and a classic distress-and-opportunity signal. About 978 people live here, median age 37. DLRadar's demographic-stress index for the area reads 29/100. Rent burden reaches 56% of tenant households. The tenure split is 91% owner-occupied to 9% rented.

Net-net, 14846 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 14846 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 14846 runs through one identical public-record model, so its 22/100 sits on the same scale as every other ZIP in Livingston County, New York and the nation. Sparse data for 14846 shows as blanks, never estimates, and the score updates on every fresh public filing.

14846's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 14846 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.