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ZIP 14435 Foreclosure, Tax-Lien & Distress Report

Livingston County, New York · High Vacancy market

Composite property distress in 14435 (Livingston County, New York) lands at 21/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: flood (NFIP) exposure (76/100). Structural exposure scores 49 and live distress 2 on the 0–100 scale. What sets it apart are the readings on construction/permit lag (67/100), structural risk (49/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (8/100).

The peak-phase market in 14435 posted values that rose 3.7% over the year, and 25% higher over three years (phase confidence 49/100). Topping markets hide individual distress behind strong averages.

On demographic stress specifically, 14435 scores 25/100. Rent burden reaches 13% of tenant households. Home values center near $208,800, an affordability ratio of 3.1× — accessible. About 29% have a four-year degree. 12.5% of residents fall below the poverty threshold. 89% of housing is owner-occupied. Vacancy runs 26.6%, above the national norm and a classic distress-and-opportunity signal. About 2,398 people live here, median age 53. Median household income is $68,472, below the U.S. median near $78,000. There are about 1,540 housing units across 14435.

On the whole, 14435 leans distressed, with opportunity clustered in specific stressed parcels. While 14435 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 14435 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 14435, the field stays empty rather than modeled, and fills in as new documents post.

Behind 14435's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 14435 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

21/100
Composite stress
49/100
Structural risk
2/100
Distress activity

ZIP 14435 distress signals, scored

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk57
9 further dimensions of distress are measured for this ZIP

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

Snapshot: 14435 by the numbers

Current distress, phase, housing and lender-pressure figures for 14435, drawn from the same report attached to each property.

Loading ZIP 14435 stress data…

Livingston County ZIPs near 14435

Related reports across Livingston County, New York

Further distress data across Livingston County, New York at ZIP, county and state level.

Open the complete 14435 acquisition file

Pull every distressed parcel in 14435 — owner, address, APN, distress score, lender exposure and exit read — with funding and closing one click away. Nationwide coverage, continuously updated.

No modelling: every input is a public record · methodology

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