ZIP 14486 Property Distress & Foreclosure Data

DLRadar grades ZIP 14486 (Livingston County, New York) at a low 21/100 for overall property distress. Property-level stress concentrates in construction/permit lag (71/100), structural risk (50/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (76/100). The latent-versus-live split is 50/100 structural and 2/100 already moving.

The market reads expansion — home values rose 5.7% year on year, 1.6% off the recent peak (phase confidence 56/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 100% of renters are cost-burdened. Roughly 21.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The tenure split is 55% owner-occupied to 45% rented. The ZIP holds roughly 148 housing units. About 374 people live here, median age 31. On demographic stress specifically, 14486 scores 47/100. About 16% have a four-year degree. A median home runs $187,500 here. The vacancy rate is 0.0%.

Net-net, 14486 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

21/100
Composite stress
50/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 14486

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk57
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Livingston County

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