ZIP 14486 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 14486 (Livingston County, New York) lands at 21/100 — low on DLRadar's public-record scoring. Its standout signals are construction/permit lag (67/100), structural risk (49/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (8/100). Climate and flood risk are elevated too — flood (NFIP) exposure (76/100). On the structural side it scores 49/100, with 2/100 of stress already active.

Prices here sit in a peak phase: values rose 3.7% over the trailing year, at 49/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 100% of renters are cost-burdened. The poverty rate is 21.7% — high, a tax-stress and distress correlate. Owners hold 55% of homes, renters 45%. The ZIP holds roughly 148 housing units. About 374 people live here, median age 31. On demographic stress specifically, 14486 scores 47/100. Educational attainment sits at 16% bachelor's-or-above. A median home runs $187,500 here. Vacancy runs 0.0%.

Net-net, 14486 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 14486 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 14486 runs through one identical public-record model, so its 21/100 sits on the same scale as every other ZIP in Livingston County, New York and the nation. Sparse data for 14486 shows as blanks, never estimates, and the score updates on every fresh public filing.

14486's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 14486 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.