ZIP 14510 Foreclosure, Tax-Lien & Distress Report

ZIP code 14510 in Livingston County, New York carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (76/100). On the structural side it scores 50/100, with 2/100 of stress already active. What sets it apart are the readings on construction/permit lag (71/100), structural risk (50/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (8/100) register low.

The market reads expansion — home values rose 5.7% year on year, 1.6% off the recent peak, and 31% higher over three years (phase confidence 56/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $61,099 — below the roughly $78,000 national figure. About 22% have a four-year degree. Around 19% of renters are cost-burdened. A median home runs $104,700 here, or 1.6 times local income. Roughly 14.7% live below the poverty line. The tenure split is 79% owner-occupied to 21% rented. On demographic stress specifically, 14510 scores 22/100. The ZIP holds roughly 2,093 housing units. The vacancy rate is 11.4% — elevated. About 4,781 people live here, median age 40.

Net-net, 14510 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.