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County and ZIP distress scoring, market phase, and the deals that surfaced today.

ZIP 14510 Foreclosure, Tax-Lien & Distress Report

Livingston County, New York · Affordable market

ZIP code 14510 in Livingston County, New York carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (flood (NFIP) exposure (76/100)). Structurally it carries 49/100, against 2/100 of stress already in motion. Leading the profile are construction/permit lag (67/100), structural risk (49/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (8/100) stay muted.

The peak-phase market in 14510 posted values that rose 3.7% over the year, and 31% higher over three years (phase confidence 49/100). Topping markets hide individual distress behind strong averages.

At $61,099, median income runs below typical U.S. levels. About 22% have a four-year degree. Around 19% of renters are cost-burdened. A median home runs $104,700 here, or 1.6 times local income. 14.7% of residents fall below the poverty threshold. 79% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 22/100. There are about 2,093 housing units across 14510. The vacancy rate is 11.4% — elevated. Population is roughly 4,781 with a median age of 40.

Net-net, 14510 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 14510 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 14510 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 14510 shows blanks, not estimates, wherever the record is sparse.

14510's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 14510 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

21/100
Composite stress
49/100
Structural risk
2/100
Distress activity

What is driving ZIP 14510’s distress

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk57
14510 carries 9 additional scored dimensions

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

14510 at a glance

The live 14510 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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The complete 14510 distress and acquisition report

Open 14510 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.

Rules-based scoring — each signal ties to a public dataset · methodology

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