ZIP 14551 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 14551 in Wayne County, New York comes in at 13, a minimal composite-distress reading. On the structural side it scores 30/100, with 1/100 of stress already active. Its standout signals are structural risk (30/100), institutional ownership (14/100), mortgage stress (3/100). institutional ownership (14/100) and mortgage stress (3/100) stay muted. Environmental exposure also runs high (flood (NFIP) exposure (62/100)).

The peak-phase market in 14551 posted values that rose 3.7% over the year, and 40% higher over three years (phase confidence 49/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 4,969 people live here, median age 55. The vacancy rate is 12.3% — elevated. A median home runs $123,500 here, or 2.3 times local income. The demographic-stress sub-score lands at 30/100. 78% of housing is owner-occupied. At $53,462, median income runs below typical U.S. levels. There are about 2,563 housing units across 14551. Educational attainment sits at 16% bachelor's-or-above. Around 50% of renters are cost-burdened. The poverty rate is 19.4% — high, a tax-stress and distress correlate.

Net-net, 14551 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 14551 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 14551's 13/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 14551, the field stays empty rather than modeled, and fills in as new documents post.

14551's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 14551 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.