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ZIP 14620 Foreclosure, Tax-Lien & Distress Report

Monroe County, New York · Distress market

On DLRadar's 0-100 public-record scale, ZIP 14620 in Monroe County, New York comes in at 24, a low composite-distress reading. Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (78/100). On the structural side it scores 54/100, with 2/100 of stress already active. Its heaviest discrete signals: structural risk (54/100), construction/permit lag (42/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (8/100) stay muted.

The market reads peak — home values rose 3.7% year on year, and 27% higher over three years (phase confidence 49/100). Topping markets hide individual distress behind strong averages.

Around 34% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 31/100. At $59,525, median income runs below typical U.S. levels. Home values center near $205,000, an affordability ratio of 3.3× — accessible. 19.2% of residents fall below the poverty threshold. Around 56% of adults hold a bachelor's degree or higher. Owners hold 29% of homes, renters 71%. Vacancy runs 8.4%. There are about 13,432 housing units across 14620. About 22,866 people live here, median age 34.

On balance 14620 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 14620 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 14620 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 14620 can be compared directly against any other ZIP in Monroe County, New York or nationwide. The score is rebuilt from public data as it updates, so 14620 reflects the current record instead of a stale or modeled snapshot.

14620's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 14620 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

24/100
Composite stress
54/100
Structural risk
2/100
Distress activity

Signal-by-signal read on 14620

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk94
9 further dimensions of distress are measured for this ZIP

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

14620 at a glance

14620 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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Open 14620 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.

Rules-based scoring — each signal ties to a public dataset · methodology

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