Genesee County, NY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Genesee County, NY distress report, 2026: 20 ZIPs scored in Genesee, NY, Genesee, NY average 16/100; the top Genesee, NY ZIP is 14001 at 22/100; Genesee, NY market phase peak, Genesee, NY prices +4.9% year over year.
- Genesee, NY ranks #3,149 nationally (opportunity index); Genesee, NY #61 in New York; Genesee, NY index 21.4.
- Genesee, NY: no CFPB county sample; Genesee, NY non-metro area reading 0.8%.
- Genesee, NY ZIP phases: 15 peak, 5 expansion.
- Genesee, NY residential listings tracked: 11 across 15 ZIPs; Genesee, NY candidate listings 8.
- Genesee, NY HUD assisted properties: 3 with 51 units.
- Genesee, NY lenders on watch: 3; largest Genesee, NY footprint Tompkins Community Bank (4 branches).
- Genesee, NY most distressed ZIP: 14001 at 22/100.
Genesee, NY figures: DLRadar distress index; Genesee, NY inputs: CFPB, FHFA, HUD, FDIC; Genesee, NY rebuilt as sources refresh.
| Rank | Genesee, NY ZIP | Score |
|---|---|---|
| 1 | 14001 | 22/100 |
| 2 | 14004 | 21/100 |
| 3 | 14105 | 19/100 |
| 4 | 14416 | 18/100 |
| 5 | 14482 | 16/100 |
| 6 | 14005 | 15/100 |
| 7 | 14013 | 15/100 |
| 8 | 14020 | 15/100 |
| 9 | 14036 | 15/100 |
| 10 | 14056 | 15/100 |
| 11 | 14125 | 15/100 |
| 12 | 14143 | 15/100 |
Most distressed Genesee, NY ZIPs (0-100, 2026)
Mortgage delinquency around Genesee, NY
No CFPB county sample covers Genesee, NY; the non-metro area reading for Genesee, NY: 0.8% ninety-plus; Genesee, NY area thirty-to-eighty-nine 3.0% (December 2025, Genesee, NY); New York overall 1.0%.
Opportunity index: Genesee, NY
Genesee, NY index 21.4, Genesee, NY phase weak; Genesee, NY primary driver bank institutional, Genesee, NY second driver vacancy. Genesee, NY components: property stress 10.2, foreclosure pressure 7.0, listing discounts 25.9, bank stress 46.1, insurance 0.0; Genesee, NY pulse 20.2; Genesee, NY capital opportunity 23.2; Genesee, NY seven-day change +0.2%.
ZIP market phases inside Genesee, NY
20 Genesee, NY ZIPs carry a price-cycle phase; Genesee, NY ZIPs by phase (Genesee, NY), deepest drawdown first: peak, +4.2% YoY (Genesee, NY): 14001; peak, +4.4% YoY (Genesee, NY): 14004; peak, +4.9% YoY (Genesee, NY): 14005, 14013, 14020, 14036, Genesee, NY 14056, 14125, 14143; expansion, +5.8% YoY (Genesee, NY): 14011; expansion, +5.1% YoY (Genesee, NY): 14040; expansion, +5.0% YoY (Genesee, NY): 14054; peak, +4.7% YoY (Genesee, NY): 14058, 14416; peak, +4.1% YoY (Genesee, NY): 14105; peak, +4.8% YoY (Genesee, NY): 14422.
Residential listings by Genesee, NY ZIP
Genesee, NY ZIPs with the most tracked Genesee, NY residential listings: 14020 3 listings, 3 candidates, bank pressure 55; 14040 2 listings, 2 candidates, bank pressure 58; 14482 2 listings, 0 candidates, bank pressure 62; 14525 2 listings, 1 candidates, bank pressure 59 (Genesee, NY); 14036 1 listings, 1 candidates, bank pressure 55; 14143 1 listings, 1 candidates, bank pressure 55; 14005 0 listings, 0 candidates, bank pressure 55; 14013 0 listings, 0 candidates, bank pressure 58. Genesee, NY totals: 11 listings; Genesee, NY candidates 8; active ZIPs 6.
HUD assisted housing in Genesee, NY
3 assisted properties with 51 units sit in Genesee, NY; largest Genesee, NY properties: Monsignor Kirby Apartments (Batavia) 39 units, 39 assisted; Lifetime Community Apartments (Leroy) 8 units, 8 assisted; Garibaldi Street Residence (Oakfield) 4 units, 4 assisted in Genesee, NY.
Lenders with branches in Genesee, NY
Genesee, NY lenders by branch count: Tompkins Community Bank (Genesee, NY): stress 65, 4 branches low in Genesee, NY; Five Star Bank (Genesee, NY): stress 59, 2 branches low in Genesee, NY; Manufacturers&Traders Tr Co (Genesee, NY): stress 52, 2 branches low in Genesee, NY.
Vacancy and permits, Genesee, NY
1,303 of 26,176 Genesee, NY housing units are vacant; Genesee, NY permits, twelve months: 10 multifamily units in Genesee, NY, 66 one-to-four unit units.
Work Genesee, NY at the parcel level
Every Genesee, NY parcel carries owner and address; every Genesee, NY parcel carries APN; Genesee, NY distress scores sit on the Genesee, NY live board.
Genesee, NY figures refresh with each source.
Genesee, NY questions
Most distressed ZIP code in Genesee County, NY?
ZIP 14001 leads Genesee, NY at 22/100; next in Genesee, NY: 14004 at 21/100; the Genesee, NY average is 16/100.
Where does Genesee County, NY rank for investment opportunity?
Genesee, NY is #3,149 among all ranked counties, #61 in New York; the Genesee, NY driver is bank institutional; Genesee, NY moved up 50 places.
How many mortgages are delinquent in Genesee County, NY?
Genesee, NY takes the non-metro area reading of 0.8% for December 2025; no CFPB county sample covers Genesee, NY.
Which banks lend in Genesee County, NY?
3 watched lenders hold Genesee, NY branches; the largest Genesee, NY footprints are Tompkins Community Bank (4), Five Star Bank (2), Manufacturers&Traders Tr Co (2).
More on Genesee, NY
Genesee County, NY distress report: public-record figures for Genesee, NY; not legal advice for Genesee, NY; not tax or investment advice; verify every Genesee, NY record before acting.