Genesee County, NY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Genesee County, New York? DLRadar grades every Genesee County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 22/100. Here is the 2026 Genesee County breakdown.
- Genesee County's most distressed ZIP is 14001 at 22/100.
- 20 ZIP codes tracked in Genesee County, averaging 16/100 distress.
- Genesee County reads peak — home values up 4.9% year over year.
- Vacancy runs 6.6% across Genesee County's tracked ZIPs, with a 7.5% poverty rate.
- The typical Genesee County home is worth about $185,155 against a ~$76,469 median income.
- Lending headwind in Genesee County sits at 52/100 — a forward read on distressed supply.
All numbers: DLRadar's monthly public-record distress index. Reuse is welcome with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 14001 | 22/100 |
| 2 | 14004 | 21/100 |
| 3 | 14105 | 19/100 |
| 4 | 14416 | 18/100 |
| 5 | 14013 | 16/100 |
| 6 | 14482 | 16/100 |
| 7 | 14525 | 16/100 |
| 8 | 14005 | 15/100 |
| 9 | 14011 | 15/100 |
| 10 | 14020 | 15/100 |
| 11 | 14036 | 15/100 |
| 12 | 14040 | 15/100 |
Most distressed ZIP codes in Genesee County (composite distress 0-100, 2026)
What is driving Genesee County distress
Genesee County's placement in the national index rests on public filings — a 16/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Genesee County market phase and pricing
Phase for Genesee County: peak (+4.9% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Genesee County
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Questions and answers
Where is distress highest inside Genesee County, NY?
ZIP 14001 leads Genesee County at 22/100, recomputed monthly from public records.
What market phase is Genesee County in?
Genesee County currently sits in peak, with values up 4.9% year on year, based on FHFA price-index trajectory.
What is this Genesee County analysis built from?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 20 Genesee County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Genesee County ZIP codes?
One county number flattens a wide range. Across the Genesee County ZIPs DLRadar ranks, scores run from 22/100 in 14001 down to 15/100 in 14040, against a Genesee County average of 16/100. A spread of 7 points means Genesee County has to be worked ZIP by ZIP.
What do Genesee County home values and vacancy say about distressed supply?
The typical Genesee County home carries about $185,155 of value against a median household income near $76,469. Vacancy across Genesee County's tracked ZIPs runs 6.6% and the poverty rate is 7.5%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Genesee County's foreclosure and tax-lien filings and its 52/100 lending headwind.
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Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.