Genesee County, NY: Home-Insurance Distress & Forced-Sale Pressure
Genesee County, NY: 29/100 (moderate) home-insurance distress; Genesee, NY band LOW; Genesee, NY #1,637 of 3,222 counties; Genesee, NY #23 of 62 in New York; raw Genesee, NY 34.0; Genesee, NY coverage multiplier 0.85.
FEMA hazard, Genesee, NY: 0/100; Genesee, NY declarations, three years: none; Genesee, NY five-year count 3 (severity 3.0); Genesee, NY ten-year 3.
Declared incidents on the Genesee, NY record: 2023 Snowstorm 3 (Genesee, NY).
NFIP claims, Genesee, NY, three years: 7; Genesee, NY payouts $407,437; per Genesee, NY claim $58,205; Genesee, NY claim-stress 85/100.
Genesee, NY monthly score rose, 0 (March 2026) to 29 (October 2026); Genesee, NY by month: March 0, April 0, May 24, June 24 (Genesee, NY), July 24, August 24, September 24, October 29.
Genesee, NY components: NFIP claims 85; Genesee, NY retreat index 29; Genesee, NY climate multiplier 0.85.
Construction distress, Genesee, NY: 4/100 as of August 2026 (Genesee, NY: 21/100 one-to-four unit, 0/100 multifamily).
Genesee, NY ZIPs, June 2026 (Genesee, NY, 16 highest): score 0 (Genesee, NY), climate 92 (Genesee, NY): 14001; score 0 (Genesee, NY), climate 89 (Genesee, NY): 14004; score 0 (Genesee, NY), climate 69 (Genesee, NY): 14105; score 0 (Genesee, NY), climate 62 (Genesee, NY): 14416; score 0 (Genesee, NY), climate 58 (Genesee, NY): 14013, 14482; score 0 (Genesee, NY), climate 57 (Genesee, NY): 14005, 14020, 14036, 14056, Genesee, NY 14125, 14143, 14557; score 0 (Genesee, NY), climate 56 (Genesee, NY): 14054; score 0 (Genesee, NY), climate 55 (Genesee, NY): 14040, 14422.
DLRadar rescores Genesee, NY monthly; Genesee, NY readings join Genesee, NY foreclosure, lien and ownership parcels (Genesee, NY), so cost-squeezed Genesee, NY owners surface before listing.
Inside New York, Genesee County ranks 23rd of 62 counties for home-insurance distress at 29/100; Queens County (30/100) sits just above Genesee County, and Rockland County (29/100) sits just below Genesee County.
Deterministic. Every Genesee County, NY signal traces to a public Genesee dataset (FEMA, NFIP, Census for Genesee, NY) · how insurance distress works in Genesee, NY · methodology
FAQ: Genesee County, NY insurance distress
What is the Genesee County, NY home-insurance-distress score?
Genesee, NY: 29/100 (LOW), #1,637 of 3,222, #23 in New York. FEMA hazard, Genesee, NY: 0/100; NFIP stress, Genesee, NY: 85/100; construction, Genesee, NY: 4/100; Genesee, NY rescores monthly.
Is Genesee County insurance distress getting better or worse (NY)?
Genesee, NY: 0 in March 2026; Genesee, NY: 29 in October 2026 (worse); Genesee, NY NFIP claims score 85.
How many flood-insurance claims has Genesee County, NY had?
Genesee, NY: 7 NFIP claims, three years; Genesee, NY paid $407,437; per Genesee, NY claim $58,205; carriers reprice Genesee, NY against that record.
Which Genesee County ZIP codes carry the most insurance distress (NY)?
Genesee, NY, June 2026: 14001 at 0, 14004 at 0, 14105 at 0, 14416 at 0; Genesee, NY climate scores there: 92, 89, 69, 62.
Why does Genesee, NY insurance distress create sellers?
A Genesee, NY premium outruns the Genesee, NY budget; a carrier leaves Genesee, NY; Genesee, NY carrying cost passes plan; Genesee, NY owners sell while current; Genesee, NY insurance distress leads Genesee, NY foreclosure data.