ZIP 16940 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 16940 (Tioga County, Pennsylvania) at a low 22/100 for overall property distress. Climate and flood risk are elevated too — flood (NFIP) exposure (92/100), FEMA disaster exposure (60/100). Property-level stress concentrates in institutional ownership (53/100), structural risk (48/100). The split runs 48/100 structural to 0/100 active on the ground.

The expansion-phase market in 16940 posted values that rose 5.1% over the year, at 42/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Population is roughly 18 with a median age of 52. Educational attainment sits at 0% bachelor's-or-above. There are about 5 housing units across 16940. Around 0% of renters are cost-burdened. Owners hold 30% of homes, renters 70%. The poverty rate is 0.0% — low. The vacancy rate is 0.0%. DLRadar's demographic-stress index for the area reads 47/100.

Broadly, 16940 is a steadier market — the deals are the exceptions, not the rule. There is no property file for 16940 at the moment; the composite and its components are still built from verifiable records.

No ZIP is too small to score: 16940 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. 16940 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 22/100 for 16940 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 16940 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.