Allegany County, NY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Allegany County, NY distress report, 2026: 38 ZIPs scored in Allegany, NY, Allegany, NY average 24/100; the top Allegany, NY ZIP is 14877 at 34/100; Allegany, NY market phase expansion, Allegany, NY prices +6.0% year over year.
- Allegany, NY ranks #392 nationally (opportunity index); Allegany, NY #4 in New York; Allegany, NY index 34.0.
- Allegany, NY: no CFPB county sample; Allegany, NY non-metro area reading 0.8%.
- Allegany, NY ZIP phases: 32 expansion, 6 peak.
- Allegany, NY residential listings tracked: 59 across 28 ZIPs; Allegany, NY candidate listings 36.
- Allegany, NY lenders on watch: 2; largest Allegany, NY footprint Community Bank National Assn (6 branches).
- Allegany, NY most distressed ZIP: 14877 at 34/100.
Allegany, NY figures: DLRadar distress index; Allegany, NY inputs: CFPB, FHFA, HUD, FDIC; Allegany, NY rebuilt as sources refresh.
| Rank | Allegany, NY ZIP | Score |
|---|---|---|
| 1 | 14877 | 34/100 |
| 2 | 14843 | 33/100 |
| 3 | 14807 | 30/100 |
| 4 | 14806 | 26/100 |
| 5 | 14803 | 25/100 |
| 6 | 14897 | 25/100 |
| 7 | 14029 | 24/100 |
| 8 | 14707 | 24/100 |
| 9 | 14708 | 24/100 |
| 10 | 14709 | 24/100 |
| 11 | 14711 | 24/100 |
| 12 | 14714 | 24/100 |
Most distressed Allegany, NY ZIPs (0-100, 2026)
Mortgage delinquency around Allegany, NY
No CFPB county sample covers Allegany, NY; the non-metro area reading for Allegany, NY: 0.8% ninety-plus; Allegany, NY area thirty-to-eighty-nine 3.0% (December 2025, Allegany, NY); New York overall 1.0%.
Opportunity index: Allegany, NY
Allegany, NY index 34.0, Allegany, NY phase peak_opportunity; Allegany, NY primary driver vacancy, Allegany, NY second driver bank institutional. Allegany, NY components: property stress 24.5, foreclosure pressure 23.2, listing discounts 35.6, bank stress 49.4, insurance 0.0; Allegany, NY pulse 37.1; Allegany, NY capital opportunity 29.3; Allegany, NY seven-day change +0.3%.
ZIP market phases inside Allegany, NY
38 Allegany, NY ZIPs carry a price-cycle phase; Allegany, NY ZIPs by phase (Allegany, NY), deepest drawdown first: expansion, +6.0% YoY (Allegany, NY): 14024, 14029, 14536, 14707, Allegany, NY 14708, 14709, 14711, 14714, Allegany, NY 14715, 14717, 14721, 14735; expansion, +5.5% YoY (Allegany, NY): 14060; expansion, +5.3% YoY (Allegany, NY): 14065; peak, +3.9% YoY (Allegany, NY): 14437; expansion, +5.6% YoY (Allegany, NY): 14727.
Residential listings by Allegany, NY ZIP
Allegany, NY ZIPs with the most tracked Allegany, NY residential listings: 14727 13 listings, 10 candidates, bank pressure 57; 14895 8 listings, 6 candidates, bank pressure 62; 14711 7 listings, 2 candidates, bank pressure 62; 14735 7 listings, 6 candidates, bank pressure 62 (Allegany, NY); 14715 5 listings, 2 candidates, bank pressure 62; 14806 5 listings, 4 candidates, bank pressure 64; 14709 3 listings, 2 candidates, bank pressure 62; 14739 2 listings, 1 candidates, bank pressure 62. Allegany, NY totals: 59 listings; Allegany, NY candidates 36; active ZIPs 4.
Lenders with branches in Allegany, NY
Allegany, NY lenders by branch count: Community Bank National Assn (Allegany, NY): stress 68, 6 branches low in Allegany, NY; Five Star Bank (Allegany, NY): stress 59, 1 branch low in Allegany, NY.
Vacancy and permits, Allegany, NY
5,830 of 23,540 Allegany, NY housing units are vacant; Allegany, NY permits, twelve months: 0 multifamily units in Allegany, NY, 75 one-to-four unit units.
Work Allegany, NY at the parcel level
Every Allegany, NY parcel carries owner and address; every Allegany, NY parcel carries APN; Allegany, NY distress scores sit on the Allegany, NY live board.
Allegany, NY figures refresh with each source.
Allegany, NY questions
Most distressed ZIP code in Allegany County, NY?
ZIP 14877 leads Allegany, NY at 34/100; next in Allegany, NY: 14843 at 33/100; the Allegany, NY average is 24/100.
Where does Allegany County, NY rank for investment opportunity?
Allegany, NY is #392 among all ranked counties, #4 in New York; the Allegany, NY driver is vacancy; Allegany, NY moved up 361 places.
How many mortgages are delinquent in Allegany County, NY?
Allegany, NY takes the non-metro area reading of 0.8% for December 2025; no CFPB county sample covers Allegany, NY.
Which banks lend in Allegany County, NY?
2 watched lenders hold Allegany, NY branches; the largest Allegany, NY footprints are Community Bank National Assn (6), Five Star Bank (1).
More on Allegany, NY
Allegany County, NY distress report: public-record figures for Allegany, NY; not legal advice for Allegany, NY; not tax or investment advice; verify every Allegany, NY record before acting.