Allegany County, NY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Allegany County, New York? DLRadar grades every Allegany County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 34/100. Here is the 2026 Allegany County breakdown.
- Allegany County's most distressed ZIP is 14843 at 34/100.
- 38 ZIP codes tracked in Allegany County, averaging 25/100 distress.
- Allegany County reads expansion — home values up 6.0% year over year.
- Vacancy runs 26.7% across Allegany County's tracked ZIPs, with a 15.3% poverty rate.
- The typical Allegany County home is worth about $112,451 against a ~$61,193 median income.
- Lending headwind in Allegany County sits at 63/100 — a forward read on distressed supply.
Data drawn from the DLRadar distress index, recomputed monthly from public filings. Cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 14843 | 34/100 |
| 2 | 14877 | 34/100 |
| 3 | 14807 | 31/100 |
| 4 | 14806 | 27/100 |
| 5 | 14803 | 26/100 |
| 6 | 14897 | 26/100 |
| 7 | 14029 | 25/100 |
| 8 | 14707 | 25/100 |
| 9 | 14708 | 25/100 |
| 10 | 14709 | 25/100 |
| 11 | 14711 | 25/100 |
| 12 | 14714 | 25/100 |
Most distressed ZIP codes in Allegany County (composite distress 0-100, 2026)
What is driving Allegany County distress
The Allegany County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 25/100 ZIP average. No proprietary or modelled inputs enter the score.
Allegany County market phase and pricing
The cycle in Allegany County is expansion, with values up 6.0% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Allegany County
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Frequently asked questions
Which Allegany County ZIP scores worst for distress?
ZIP 14843 leads Allegany County at 34/100, recomputed monthly from public records.
What stage of the price cycle is Allegany County at?
The market phase for Allegany County is expansion, prices rising 6.0% on the year — derived from the FHFA House Price Index path.
Can the Allegany County figures be verified?
The inputs are all public: FHFA for the expansion path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 38 ZIP codes in Allegany County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Allegany County ZIP codes?
A single county score papers over real variation. Across the Allegany County ZIPs DLRadar ranks, scores run from 34/100 in 14843 down to 25/100 in 14714, against a Allegany County average of 25/100. With 9 points between best and worst, county-level targeting in Allegany County wastes effort.
What do Allegany County home values and vacancy say about distressed supply?
The typical Allegany County home carries about $112,451 of value against a median household income near $61,193. Vacancy across Allegany County's tracked ZIPs runs 26.7% and the poverty rate is 15.3%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Allegany County's foreclosure and lien data and its 63/100 lending headwind.
Related
This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.