Allegany County, NY: Home-Insurance Distress & Forced-Sale Pressure
Allegany County, NY: 44/100 (moderate) home-insurance distress; Allegany, NY band MEDIUM; Allegany, NY #1,266 of 3,222 counties; Allegany, NY #18 of 62 in New York; raw Allegany, NY 48.7.
FEMA hazard, Allegany, NY: 63/100; Allegany, NY declarations, three years: 3; Allegany, NY perils: 3 tropical-storm; Allegany, NY five-year count 3 (severity 4.5); Allegany, NY ten-year 3; hazard-weighted, Allegany, NY: 9.0.
Declared incidents on the Allegany, NY record: 2024 Tropical Storm 3 (Allegany, NY).
NFIP claims, Allegany, NY, three years: 1; Allegany, NY payouts $0; per Allegany, NY claim $0; Allegany, NY claim-stress 15/100.
Allegany, NY monthly score fell, 50 (March 2026) to 42 (October 2026); Allegany, NY by month: March 50, April 50, May 48, June 48 (Allegany, NY), July 46, August 45, September 45, October 42.
Allegany, NY components: climate 60, NFIP claims 15; Allegany, NY retreat index 42.
Construction distress, Allegany, NY: 48/100 as of August 2026 (Allegany, NY: 48/100 one-to-four unit, 22/100 multifamily).
Allegany, NY ZIPs, June 2026 (Allegany, NY, 16 highest): score 0 (Allegany, NY), climate 79 (Allegany, NY): 14737; score 0 (Allegany, NY), climate 76 (Allegany, NY): 14843, 14877; score 0 (Allegany, NY), climate 75 (Allegany, NY): 14065; score 0 (Allegany, NY), climate 74 (Allegany, NY): 14060, 14770; score 0 (Allegany, NY), climate 73 (Allegany, NY): 14727, 14807; score 0 (Allegany, NY), climate 71 (Allegany, NY): 14806; score 0 (Allegany, NY), climate 70 (Allegany, NY): 14029, 14707, 14708, 14709, Allegany, NY 14711, 14714, 14715.
DLRadar rescores Allegany, NY monthly; Allegany, NY readings join Allegany, NY foreclosure, lien and ownership parcels (Allegany, NY), so cost-squeezed Allegany, NY owners surface before listing.
Inside New York, Allegany County ranks 18th of 62 counties for home-insurance distress at 44/100; Oswego County (49/100) sits just above Allegany County, and Essex County (38/100) sits just below Allegany County.
Deterministic. Every Allegany County, NY signal traces to a public Allegany dataset (FEMA, NFIP, Census for Allegany, NY) · how insurance distress works in Allegany, NY · methodology
FAQ: Allegany County, NY insurance distress
What is the Allegany County, NY home-insurance-distress score?
Allegany, NY: 44/100 (MEDIUM), #1,266 of 3,222, #18 in New York. FEMA hazard, Allegany, NY: 63/100; NFIP stress, Allegany, NY: 15/100; construction, Allegany, NY: 48/100; Allegany, NY rescores monthly.
Is Allegany County insurance distress getting better or worse (NY)?
Allegany, NY: 50 in March 2026; Allegany, NY: 42 in October 2026 (better); Allegany, NY climate component 60; Allegany, NY NFIP claims score 15.
How many flood-insurance claims has Allegany County, NY had?
Allegany, NY: 1 NFIP claims, three years; Allegany, NY paid $0; per Allegany, NY claim $0; carriers reprice Allegany, NY against that record.
Which Allegany County ZIP codes carry the most insurance distress (NY)?
Allegany, NY, June 2026: 14737 at 0, 14843 at 0, 14877 at 0, 14065 at 0; Allegany, NY climate scores there: 79, 76, 76, 75.
Why does Allegany, NY insurance distress create sellers?
A Allegany, NY premium outruns the Allegany, NY budget; a carrier leaves Allegany, NY; Allegany, NY carrying cost passes plan; Allegany, NY owners sell while current; Allegany, NY insurance distress leads Allegany, NY foreclosure data.