Cattaraugus County, NY: Home-Insurance Distress & Forced-Sale Pressure
Cattaraugus County, NY: 19/100 (low) home-insurance distress; Cattaraugus, NY band LOW; Cattaraugus, NY #2,353 of 3,222 counties; Cattaraugus, NY #52 of 62 in New York; raw Cattaraugus, NY 22.4; Cattaraugus, NY coverage multiplier 0.85.
FEMA hazard, Cattaraugus, NY: 0/100; Cattaraugus, NY declarations, three years: none.
NFIP claims, Cattaraugus, NY, three years: 2; Cattaraugus, NY payouts $4,933; per Cattaraugus, NY claim $2,467; Cattaraugus, NY claim-stress 56/100.
Cattaraugus, NY monthly score fell, 20 (March 2026) to 19 (October 2026); Cattaraugus, NY by month: March 20, April 20, May 20, June 20 (Cattaraugus, NY), July 20, August 20, September 20, October 19.
Cattaraugus, NY components: NFIP claims 56; Cattaraugus, NY retreat index 19; Cattaraugus, NY climate multiplier 0.85.
Construction distress, Cattaraugus, NY: 46/100 as of August 2026 (Cattaraugus, NY: 42/100 one-to-four unit, 97/100 multifamily).
Cattaraugus, NY ZIPs, June 2026 (Cattaraugus, NY, 16 highest): score 0 (Cattaraugus, NY), climate 94 (Cattaraugus, NY): 14030, 14081, 14141; score 0 (Cattaraugus, NY), climate 87 (Cattaraugus, NY): 14070; score 0 (Cattaraugus, NY), climate 83 (Cattaraugus, NY): 14062; score 0 (Cattaraugus, NY), climate 82 (Cattaraugus, NY): 14747; score 0 (Cattaraugus, NY), climate 81 (Cattaraugus, NY): 14738; score 0 (Cattaraugus, NY), climate 80 (Cattaraugus, NY): 14138; score 0 (Cattaraugus, NY), climate 79 (Cattaraugus, NY): 14041, 14042, 14101, 14129, Cattaraugus, NY 14168, 14171, 14173, 14706.
DLRadar rescores Cattaraugus, NY monthly; Cattaraugus, NY readings join Cattaraugus, NY foreclosure, lien and ownership parcels (Cattaraugus, NY), so cost-squeezed Cattaraugus, NY owners surface before listing.
Inside New York, Cattaraugus County ranks 52nd of 62 counties for home-insurance distress at 19/100; Wyoming County (19/100) sits just above Cattaraugus County, and Tompkins County (7/100) sits just below Cattaraugus County.
Deterministic. Every Cattaraugus County, NY signal traces to a public Cattaraugus dataset (FEMA, NFIP, Census for Cattaraugus, NY) · how insurance distress works in Cattaraugus, NY · methodology
FAQ: Cattaraugus County, NY insurance distress
What is the Cattaraugus County, NY home-insurance-distress score?
Cattaraugus, NY: 19/100 (LOW), #2,353 of 3,222, #52 in New York. FEMA hazard, Cattaraugus, NY: 0/100; NFIP stress, Cattaraugus, NY: 56/100; construction, Cattaraugus, NY: 46/100; Cattaraugus, NY rescores monthly.
Is Cattaraugus County insurance distress getting better or worse (NY)?
Cattaraugus, NY: 20 in March 2026; Cattaraugus, NY: 19 in October 2026 (better); Cattaraugus, NY NFIP claims score 56.
How many flood-insurance claims has Cattaraugus County, NY had?
Cattaraugus, NY: 2 NFIP claims, three years; Cattaraugus, NY paid $4,933; per Cattaraugus, NY claim $2,467; carriers reprice Cattaraugus, NY against that record.
Which Cattaraugus County ZIP codes carry the most insurance distress (NY)?
Cattaraugus, NY, June 2026: 14030 at 0, 14081 at 0, 14141 at 0, 14070 at 0; Cattaraugus, NY climate scores there: 94, 94, 94, 87.
Why does Cattaraugus, NY insurance distress create sellers?
A Cattaraugus, NY premium outruns the Cattaraugus, NY budget; a carrier leaves Cattaraugus, NY; Cattaraugus, NY carrying cost passes plan; Cattaraugus, NY owners sell while current; Cattaraugus, NY insurance distress leads Cattaraugus, NY foreclosure data.