ZIP 14732 Foreclosure, Tax-Lien & Distress Report
Chautauqua County, New York · High Vacancy market
Scored purely from public records, 14732 (Chautauqua County, New York) returns a low composite of 18/100. What sets it apart are the readings on construction/permit lag (55/100), structural risk (39/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) and institutional ownership (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (83/100). On the structural side it scores 39/100, with 1/100 of stress already active.
The peak-phase market in 14732 posted values that rose 4.9% over the year (phase confidence 36/100). Topping markets hide individual distress behind strong averages.
About 26 people live here, median age 70. Rent burden reaches 100% of tenant households. 62% of housing is owner-occupied. About 0% have a four-year degree. The demographic-stress sub-score lands at 54/100. There are about 31 housing units across 14732. Home values center near $114,300. The vacancy rate is 48.0% — elevated. The poverty rate is 19.2% — high, a tax-stress and distress correlate.
Net-net, 14732 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 14732 at the moment; the composite and its components are still built from verifiable public records.
Whether 14732 runs hot or quiet, its 18/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 14732 can be compared directly against any other ZIP in Chautauqua County, New York or nationwide. Where the public record is thin for 14732, the field stays empty rather than modeled, and fills in as new documents post.
The 18/100 figure for 14732 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 14732 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 14732’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 14732 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Nearby ZIPs in Chautauqua County
Explore related distress reports
Keep going: ZIP, county and state distress coverage for Chautauqua County, New York.
Open the complete 14732 acquisition file
The full 14732 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Deterministic scoring, sourced entirely from public data · methodology