ZIP 14738 Property Distress & Foreclosure Data

DLRadar grades ZIP 14738 (Chautauqua County, New York) at a low 20/100 for overall property distress. Property-level stress concentrates in construction/permit lag (56/100), structural risk (44/100), institutional ownership (8/100). By contrast, institutional ownership (8/100) and mortgage stress (7/100) register low. On the structural side it scores 44/100, with 2/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (81/100).

The market reads expansion — home values rose 6.3% year on year, and 57% higher over three years (phase confidence 39/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $70,000 — near the roughly $78,000 national figure. About 3,550 people live here, median age 40. Around 58% of renters are cost-burdened. A median home runs $150,800 here, or 1.9 times local income. Roughly 13.4% live below the poverty line. About 17% have a four-year degree. On demographic stress specifically, 14738 scores 29/100. The vacancy rate is 18.9% — elevated. The tenure split is 86% owner-occupied to 14% rented. The ZIP holds roughly 1,834 housing units.

Net-net, 14738 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.