ZIP 14136 Foreclosure, Tax-Lien & Distress Report

Chautauqua County, New York's ZIP 14136 registers 18/100 composite distress, which DLRadar reads as low. The pressure is most legible in construction/permit lag (55/100), structural risk (39/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (3/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (83/100)). The latent-versus-live split is 39/100 structural and 1/100 already moving.

Prices here sit in a peak phase: values rose 4.9% over the trailing year, and 26% higher over three years, at 36/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The poverty rate is 11.7%. Rent burden reaches 28% of tenant households. Median household income is $68,875, near the U.S. median near $78,000. 81% of housing is owner-occupied. Home values center near $151,500, an affordability ratio of 2.1× — accessible. Educational attainment sits at 26% bachelor's-or-above. 5,274 residents call 14136 home, typically aged 42. On demographic stress specifically, 14136 scores 24/100. The ZIP holds roughly 2,671 housing units. Vacancy runs 16.4%, above the national norm and a classic distress-and-opportunity signal.

On the whole, 14136 leans distressed, with opportunity clustered in specific stressed parcels. 14136 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 14136 runs hot or quiet, its 18/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 14136 can be compared directly against any other ZIP in Chautauqua County, New York or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 14136 shows blanks, not estimates, wherever the record is sparse.

The 18/100 figure for 14136 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 14136 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.