ZIP 14718 Property Distress & Foreclosure Data

ZIP code 14718 in Chautauqua County, New York carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (83/100)). The latent-versus-live split is 35/100 structural and 1/100 already moving. What sets it apart are the readings on construction/permit lag (40/100), structural risk (35/100), mortgage stress (5/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (3/100).

The expansion-phase market in 14718 posted values that rose 6.3% over the year (phase confidence 39/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The demographic-stress sub-score lands at 32/100. The poverty rate is 13.3%. The typical home is worth about $98,000 (1.7× income, relatively affordable). Around 24% of adults hold a bachelor's degree or higher. The ZIP holds roughly 954 housing units. 89% of housing is owner-occupied. Around 83% of renters are cost-burdened. Population is roughly 1,961 with a median age of 45. At $58,594, median income runs below typical U.S. levels. The vacancy rate is 21.7% — elevated.

On the whole, 14718 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.