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Distress scoring by county and ZIP, market phase, and the day queue.

ZIP 14718 Foreclosure, Tax-Lien & Distress Report

Chautauqua County, New York · High Vacancy market

In Chautauqua County, New York, ZIP 14718 scores 18 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (83/100). The latent-versus-live split is 39/100 structural and 1/100 already moving. Its standout signals are construction/permit lag (55/100), structural risk (39/100), mortgage stress (5/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (3/100).

Prices here sit in a peak phase: values rose 4.9% over the trailing year (phase confidence 36/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

DLRadar's demographic-stress index for the area reads 32/100. Roughly 13.3% live below the poverty line. A median home runs $98,000 here, or 1.7 times local income. Around 24% of adults hold a bachelor's degree or higher. The ZIP holds roughly 954 housing units. 89% of housing is owner-occupied. Rent burden reaches 83% of tenant households. 1,961 residents call 14718 home, typically aged 45. Median household income is $58,594, below the U.S. median near $78,000. The vacancy rate is 21.7% — elevated.

Taken together, 14718 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 14718 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 14718's 18/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 14718 shows blanks, not estimates, wherever the record is sparse.

14718's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 14718 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

18/100
Composite stress
39/100
Structural risk
1/100
Distress activity

ZIP 14718 distress signals, scored

Foreclosure activity0
Mortgage stress5
Climate / FEMA risk83
Another 9 scored dimensions sit behind 14718

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

Snapshot: 14718 by the numbers

The live 14718 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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The complete 14718 distress and acquisition report

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