ZIP 14135 Foreclosure, Tax-Lien & Distress Report

ZIP code 14135 in Chautauqua County, New York carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. The split runs 39/100 structural to 1/100 active on the ground. The sharpest non-environmental signals are construction/permit lag (55/100), structural risk (39/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (3/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (83/100)).

Prices here sit in a peak phase: values rose 4.9% over the trailing year (phase confidence 36/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Rent burden reaches 100% of tenant households. The vacancy rate is 27.4% — elevated. On demographic stress specifically, 14135 scores 47/100. The ZIP holds roughly 81 housing units. Educational attainment sits at 10% bachelor's-or-above. 109 residents call 14135 home, typically aged 46. A median home runs $191,100 here. 21.9% of residents fall below the poverty threshold. 85% of housing is owner-occupied.

Net-net, 14135 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 14135's 18/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 14135, the field stays empty rather than modeled, and fills in as new documents post.

14135's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 14135 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.